Zip lookup · NY

12549
Montgomery, New York.

Montgomery, Orange County, NY · Poughkeepsie-Newburgh-Middletown, NY metro · population 10,745

What it costs per month · 12549 $2,643/mo

to buy the typical home at today's mortgage rate — +$1,576 (+148%) since Jan 2020.

What the home itself did
1 year
Up $21,646 +4%
$481,825$503,471 since Sep 2025
5 years
Up $137,025 +37%
$366,446$503,471 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 12549 $2,643 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 12549$2,643
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 12549 rose 4.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Montgomery, NY — measured over the city limits, which is a different area from this zip.

Typical home value $503,471 as of Sep 2026
+4.5%year on year

Typical home value — 12549

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 12549 $503,471 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 12549$503,471
  • United States$366,157

Within 20 miles

Showing 30 of 53 zips in range — sorting picks from all 53.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.5 12543 Maybrook 3,190 — $327,627
5.1 12586 Walden 12,971 $2,210 $424,723
5.3 10941 Middletown 14,422 $2,422 $460,790
5.6 10916 Campbell Hall 4,238 — $608,538
6.1 12575 Rock Tavern 1,600 — $600,253
6.5 10919 Circleville 1,551 — $488,364
7.5 12566 Pine Bush 10,269 $2,500 $454,543
8.3 10914 Blooming Grove 1,205 — $650,155
8.5 12589 Wallkill 18,646 — $490,308
8.6 10992 Washingtonville 9,843 $3,900 $531,325
9.2 12721 Bloomingburg 7,359 — $438,050
10.5 12577 Salisbury Mills 1,942 — $562,225
10.7 12553 New Windsor 27,384 $2,470 $444,203
10.7 12550 Newburgh 55,152 $1,939 $404,552
11.3 12525 Gardiner 2,749 — $564,969
11.5 10924 Goshen 13,720 $2,814 $574,415
11.7 12420 Cragsmoor 381 — $517,920
12.2 10940 Middletown 53,611 $2,456 $402,498
12.3 12548 Modena 1,064 — $461,992
12.5 10918 Chester 12,069 — $535,631
13.6 10930 Highland Mills 9,569 — $544,878
13.8 10958 New Hampton 3,054 — $489,889
13.9 12518 Cornwall 6,114 $1,750 $529,146
13.9 12790 Wurtsboro 4,537 — $293,306
14.4 12515 Clintondale 1,492 — $455,844
14.6 12542 Marlboro 5,612 $2,535 $472,345
14.6 12520 Cornwall On Hudson 3,081 — $553,968
14.9 10950 Monroe 68,136 $2,905 $523,802
14.9 10921 Florida 4,231 — $473,269
15.1 10973 Slate Hill 2,358 — $537,998

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.