Zip lookup · NY

12732
Eldred, New York.

Eldred, Sullivan County, NY · population 776

What it costs per month · 12732 $1,676/mo

to buy the typical home at today's mortgage rate — +$1,033 (+161%) since Jan 2020.

What the home itself did
1 year
Down $337 -0%
$319,620$319,283 since Sep 2025
5 years
Up $64,733 +25%
$254,550$319,283 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12732 $1,676 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12732$1,676
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 12732 fell 0.1% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Eldred, NY — measured over the city limits, which is a different area from this zip.

Typical home value $319,283 as of Sep 2026
-0.1%year on year

Typical home value — 12732

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12732 $319,283 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12732$319,283
  • United States$366,157

Within 20 miles

Showing 30 of 46 zips in range — sorting picks from all 46.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.0 12743 Highland Lake 279 — $412,339
5.2 12792 Yulan 163 — $324,865
5.4 12737 Glen Spey 1,513 — $361,813
5.5 12719 Barryville 1,339 — $377,625
5.8 12786 White Lake 610 — $301,667
6.3 12764 Narrowsburg 1,861 — $376,476
6.9 12720 Bethel 447 — $330,007
8.0 12770 Pond Eddy 145 — $320,322
8.4 18435 Lackawaxen 907 — $354,553
8.4 12777 Forestburgh 695 — $395,360
10.4 12726 Cochecton 1,168 — $374,086
10.7 18458 Shohola 3,792 — $312,279
11.0 12701 Monticello 12,197 $1,492 $288,043
11.3 12780 Sparrow Bush 2,346 — $351,381
11.7 18405 Beach Lake 2,412 — $306,735
12.3 18425 Greeley 946 — $301,458
12.6 12783 Swan Lake 1,060 — $339,635
13.4 12742 Harris 253 — $312,748
13.6 12734 Ferndale 950 — $322,163
13.6 12746 Huguenot 778 — $333,555
14.1 12729 Cuddebackville 1,203 — $297,276
14.1 18443 Milanville 327 — $347,070
14.2 12751 Kiamesha Lake 1,407 — $214,242
14.6 18336 Matamoras 4,114 $1,650 $301,313
15.1 12748 Jeffersonville 1,518 — $343,317
15.4 12785 Westbrookville 917 — $339,410
15.6 12775 Rock Hill 2,623 — $409,985
15.7 18337 Milford 15,799 — $354,835
15.9 12779 South Fallsburg 2,205 — $300,196
15.9 18428 Hawley 12,634 — $328,233

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.