12734
Ferndale, New York.
Ferndale, Sullivan County, NY · population 950
to buy the typical home at today's mortgage rate — +$1,087 (+180%) since Jan 2020.
- 1 year
- Up $7,457 +2%
- $314,706$322,163 since Sep 2025
- 5 years
- Up $100,185 +45%
- $221,977$322,163 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12734$1,691
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in zip 12734 rose 2.4% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Ferndale, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12734
Mid-tier homes, smoothed and seasonally adjusted.
- 12734$322,163
- United States$366,157
Within 20 miles
Showing 30 of 44 zips in range — sorting picks from all 44.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.0 | 12742 | Harris | 253 | — | $312,748 |
| 4.2 | 12783 | Swan Lake | 1,060 | — | $339,635 |
| 4.5 | 12754 | Liberty | 8,296 | $1,438 | $276,647 |
| 5.3 | 12747 | Hurleyville | 2,234 | — | $317,075 |
| 5.6 | 12751 | Kiamesha Lake | 1,407 | — | $214,242 |
| 6.0 | 12759 | Loch Sheldrake | 1,619 | — | $315,237 |
| 6.5 | 12701 | Monticello | 12,197 | $1,492 | $288,043 |
| 7.0 | 12779 | South Fallsburg | 2,205 | — | $300,196 |
| 7.4 | 12733 | Fallsburg | 1,865 | — | $331,215 |
| 8.2 | 12786 | White Lake | 610 | — | $301,667 |
| 8.7 | 12791 | Youngsville | 763 | — | $271,342 |
| 9.0 | 12748 | Jeffersonville | 1,518 | — | $343,317 |
| 9.3 | 12720 | Bethel | 447 | — | $330,007 |
| 9.4 | 12789 | Woodridge | 2,594 | — | $289,772 |
| 9.4 | 12788 | Woodbourne | 3,037 | — | $295,052 |
| 9.6 | 12768 | Parksville | 857 | — | $314,401 |
| 10.3 | 12765 | Neversink | 873 | — | $297,113 |
| 11.5 | 12726 | Cochecton | 1,168 | — | $374,086 |
| 11.8 | 12775 | Rock Hill | 2,623 | — | $409,985 |
| 12.4 | 12724 | Callicoon Center | 60 | — | $347,526 |
| 12.5 | 12763 | Mountain Dale | 890 | — | $280,883 |
| 12.5 | 12435 | Greenfield Park | 209 | — | $395,047 |
| 12.9 | 12766 | North Branch | 535 | — | $366,054 |
| 12.9 | 12777 | Forestburgh | 695 | — | $395,360 |
| 13.6 | 12732 | Eldred | 776 | — | $319,283 |
| 14.3 | 12743 | Highland Lake | 279 | — | $412,339 |
| 14.3 | 12758 | Livingston Manor | 4,025 | — | $333,175 |
| 14.4 | 12723 | Callicoon | 1,923 | — | $370,953 |
| 15.4 | 12764 | Narrowsburg | 1,861 | — | $376,476 |
| 15.8 | 12428 | Ellenville | 6,995 | — | $309,369 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.