Zip lookup · NY

12783
Swan Lake, New York.

Swan Lake, Sullivan County, NY · population 1,060

What it costs per month · 12783 $1,783/mo

to buy the typical home at today's mortgage rate — +$1,140 (+177%) since Jan 2020.

What the home itself did
1 year
Up $15,264 +5%
$324,371$339,635 since Sep 2025
5 years
Up $94,975 +39%
$244,660$339,635 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12783 $1,783 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12783$1,783
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 12783 rose 4.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Swan Lake, NY — measured over the city limits, which is a different area from this zip.

Typical home value $339,635 as of Sep 2026
+4.7%year on year

Typical home value — 12783

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12783 $339,635 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12783$339,635
  • United States$366,157

Within 20 miles

Showing 30 of 43 zips in range — sorting picks from all 43.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.2 12734 Ferndale 950 — $322,163
5.0 12748 Jeffersonville 1,518 — $343,317
5.6 12791 Youngsville 763 — $271,342
6.1 12742 Harris 253 — $312,748
6.5 12754 Liberty 8,296 $1,438 $276,647
6.6 12720 Bethel 447 — $330,007
6.8 12786 White Lake 610 — $301,667
7.7 12726 Cochecton 1,168 — $374,086
9.0 12766 North Branch 535 — $366,054
9.2 12747 Hurleyville 2,234 — $317,075
9.3 12724 Callicoon Center 60 — $347,526
9.4 12701 Monticello 12,197 $1,492 $288,043
9.6 12751 Kiamesha Lake 1,407 — $214,242
9.6 12759 Loch Sheldrake 1,619 — $315,237
10.3 12723 Callicoon 1,923 — $370,953
11.0 12768 Parksville 857 — $314,401
11.1 12779 South Fallsburg 2,205 — $300,196
11.6 12733 Fallsburg 1,865 — $331,215
12.3 12736 Fremont Center 145 — $366,218
12.6 12732 Eldred 776 — $319,283
12.6 12764 Narrowsburg 1,861 — $376,476
13.2 12765 Neversink 873 — $297,113
13.3 12788 Woodbourne 3,037 — $295,052
13.7 12789 Woodridge 2,594 — $289,772
13.8 12743 Highland Lake 279 — $412,339
14.3 18415 Damascus 966 — $354,413
14.5 12777 Forestburgh 695 — $395,360
14.7 12758 Livingston Manor 4,025 — $333,175
15.2 18443 Milanville 327 — $347,070
15.4 12775 Rock Hill 2,623 — $409,985

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.