12786
White Lake, New York.
White Lake, Sullivan County, NY · population 610
to buy the typical home at today's mortgage rate — +$1,063 (+204%) since Jan 2020.
- 1 year
- Up $11,881 +4%
- $289,785$301,667 since Sep 2025
- 5 years
- Up $93,366 +45%
- $208,301$301,667 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12786$1,583
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in zip 12786 rose 4.1% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: White Lake, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12786
Mid-tier homes, smoothed and seasonally adjusted.
- 12786$301,667
- United States$366,157
Within 20 miles
Showing 30 of 46 zips in range — sorting picks from all 46.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.6 | 12720 | Bethel | 447 | — | $330,007 |
| 5.8 | 12732 | Eldred | 776 | — | $319,283 |
| 6.8 | 12783 | Swan Lake | 1,060 | — | $339,635 |
| 6.9 | 12726 | Cochecton | 1,168 | — | $374,086 |
| 7.1 | 12743 | Highland Lake | 279 | — | $412,339 |
| 7.5 | 12764 | Narrowsburg | 1,861 | — | $376,476 |
| 8.1 | 12701 | Monticello | 12,197 | $1,492 | $288,043 |
| 8.2 | 12734 | Ferndale | 950 | — | $322,163 |
| 8.6 | 12742 | Harris | 253 | — | $312,748 |
| 9.7 | 12777 | Forestburgh | 695 | — | $395,360 |
| 9.8 | 12748 | Jeffersonville | 1,518 | — | $343,317 |
| 9.9 | 12737 | Glen Spey | 1,513 | — | $361,813 |
| 10.2 | 12792 | Yulan | 163 | — | $324,865 |
| 10.5 | 12751 | Kiamesha Lake | 1,407 | — | $214,242 |
| 11.3 | 12719 | Barryville | 1,339 | — | $377,625 |
| 11.7 | 12791 | Youngsville | 763 | — | $271,342 |
| 12.3 | 12779 | South Fallsburg | 2,205 | — | $300,196 |
| 12.4 | 12754 | Liberty | 8,296 | $1,438 | $276,647 |
| 12.8 | 18405 | Beach Lake | 2,412 | — | $306,735 |
| 12.9 | 12723 | Callicoon | 1,923 | — | $370,953 |
| 13.1 | 18435 | Lackawaxen | 907 | — | $354,553 |
| 13.1 | 12747 | Hurleyville | 2,234 | — | $317,075 |
| 13.3 | 18443 | Milanville | 327 | — | $347,070 |
| 13.5 | 12766 | North Branch | 535 | — | $366,054 |
| 13.6 | 12770 | Pond Eddy | 145 | — | $320,322 |
| 14.0 | 12759 | Loch Sheldrake | 1,619 | — | $315,237 |
| 14.1 | 12733 | Fallsburg | 1,865 | — | $331,215 |
| 14.1 | 12775 | Rock Hill | 2,623 | — | $409,985 |
| 15.0 | 12724 | Callicoon Center | 60 | — | $347,526 |
| 15.2 | 18415 | Damascus | 966 | — | $354,413 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.