Zip lookup · NY

12812
Blue Mountain Lake, New York.

Blue Mountain Lake, Hamilton County, NY · population 265

What it costs per month · 12812 $1,723/mo

to buy the typical home at today's mortgage rate — +$917 (+114%) since Jan 2020.

What the home itself did
1 year
Up $13,067 +4%
$315,169$328,235 since Sep 2025
5 years
Up $54,197 +20%
$274,039$328,235 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12812 $1,723 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12812$1,723
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 12812 rose 4.1% over the past year — faster than the nation's +1.2%.

Typical home value $328,235 as of Sep 2026
+4.1%year on year

Typical home value — 12812

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12812 $328,235 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12812$328,235
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.1 12842 Indian Lake 995 — $235,120
12.6 12847 Long Lake 740 — $329,231
13.4 13436 Raquette Lake 135 — $388,595
15.8 12164 Speculator 539 — $282,779
16.6 12852 Newcomb 490 — $290,151
17.4 12851 Minerva 275 — $223,914
18.6 13360 Inlet 227 — $393,628
19.3 12856 North River 260 — $342,243

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.