Zip lookup · NY

12816
Cambridge, New York.

Cambridge, Washington County, NY · Glens Falls, NY metro · population 4,824

What it costs per month · 12816 $1,373/mo

to buy the typical home at today's mortgage rate — +$710 (+107%) since Jan 2020.

What the home itself did
1 year
Up $8,409 +3%
$253,144$261,553 since Sep 2025
5 years
Up $51,704 +25%
$209,849$261,553 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12816 $1,373 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12816$1,373
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 12816 rose 3.3% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Cambridge, NY — measured over the city limits, which is a different area from this zip.

Typical home value $261,553 as of Sep 2026
+3.3%year on year

Typical home value — 12816

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12816 $261,553 Glens Falls $315,355 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12816$261,553
  • Glens Falls$315,355
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.7 12057 Eagle Bridge 1,789 — $269,015
5.9 12873 Shushan 886 — $297,300
7.1 12834 Greenwich 6,039 — $305,296
8.0 12028 Buskirk 1,557 — $296,425
8.7 05257 North Bennington 2,807 — $303,775
9.0 12823 Cossayuna 597 — $316,053
10.5 05250 Arlington 3,847 — $373,916
11.1 12884 Victory Mills 538 — $217,972
11.3 12865 Salem 3,356 — $230,463
11.8 12090 Hoosick Falls 5,482 — $231,233
12.1 12871 Schuylerville 3,813 — $325,212
12.4 12094 Johnsonville 2,656 — $333,350
13.0 12185 Valley Falls 1,709 — $323,982
13.7 12154 Schaghticoke 2,777 — $361,584
13.8 12809 Argyle 3,669 — $275,760
13.9 05262 Shaftsbury 2,043 — $343,306
14.8 12170 Stillwater 5,351 — $409,381
16.0 05776 West Rupert 341 — $342,690
16.0 05252 East Arlington 455 — $338,067
16.9 05201 Bennington 14,998 $1,367 $254,363
17.1 12828 Fort Edward 9,230 — $280,346
17.6 05255 Manchester Center 4,108 — $592,891
18.3 12121 Melrose 2,280 — $349,051
18.3 12866 Saratoga Springs 40,057 $2,191 $658,017
18.5 12831 Gansevoort 18,025 $1,860 $479,362
19.5 12118 Mechanicville 17,069 $1,563 $474,091

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.