12842
Indian Lake, New York.
Indian Lake, Hamilton County, NY · population 995
to buy the typical home at today's mortgage rate — +$642 (+108%) since Jan 2020.
- 1 year
- Down $4,973 -2%
- $240,093$235,120 since Sep 2025
- 5 years
- Up $36,464 +18%
- $198,655$235,120 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12842$1,234
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in zip 12842 fell 2.1% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Indian Lake, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12842
Mid-tier homes, smoothed and seasonally adjusted.
- 12842$235,120
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.2 | 12856 | North River | 260 | — | $342,243 |
| 10.1 | 12812 | Blue Mountain Lake | 265 | — | $328,235 |
| 11.4 | 12164 | Speculator | 539 | — | $282,779 |
| 12.7 | 12851 | Minerva | 275 | — | $223,914 |
| 14.5 | 12853 | North Creek | 1,235 | — | $316,537 |
| 18.1 | 12857 | Olmstedville | 606 | — | $248,213 |
| 18.1 | 12852 | Newcomb | 490 | — | $290,151 |
| 18.7 | 12843 | Johnsburg | 461 | — | $269,671 |
| 19.1 | 12886 | Wevertown | 215 | — | $314,292 |
| 19.1 | 12190 | Wells | 671 | — | $230,166 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.