Zip lookup · NY

12846
Lake Luzerne, New York.

Lake Luzerne, Warren County, NY · Glens Falls, NY metro · population 3,013

What it costs per month · 12846 $1,686/mo

to buy the typical home at today's mortgage rate — +$995 (+144%) since Jan 2020.

What the home itself did
1 year
Up $11,026 +4%
$310,177$321,203 since Sep 2025
5 years
Up $84,709 +36%
$236,495$321,203 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12846 $1,686 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12846$1,686
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 12846 rose 3.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lake Luzerne, NY — measured over the city limits, which is a different area from this zip.

Typical home value $321,203 as of Sep 2026
+3.6%year on year

Typical home value — 12846

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12846 $321,203 Glens Falls $315,355 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12846$321,203
  • Glens Falls$315,355
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.2 12804 Queensbury 28,208 — $394,959
7.8 12845 Lake George 4,370 — $551,825
8.1 12822 Corinth 6,284 — $279,114
8.3 12801 Glens Falls 14,628 $1,454 $274,054
9.5 12803 South Glens Falls 9,712 — $315,829
10.1 12835 Hadley 2,708 — $315,558
11.6 12831 Gansevoort 18,025 $1,860 $479,362
11.7 12820 Cleverdale 10 — $1,965,643
12.8 12839 Hudson Falls 13,541 — $238,003
13.1 12859 Porter Corners 1,622 — $401,934
13.1 12885 Warrensburg 4,444 — $257,186
13.2 12810 Athol 471 — $259,527
13.3 12828 Fort Edward 9,230 — $280,346
13.5 12844 Kattskill Bay 172 — $1,772,443
13.8 12824 Diamond Point 1,143 — $802,369
14.0 12878 Stony Creek 819 — $241,393
14.1 12833 Greenfield Center 5,316 — $451,625
16.5 12827 Fort Ann 3,716 — $280,698
18.6 12809 Argyle 3,669 — $275,760
18.6 12866 Saratoga Springs 40,057 $2,191 $658,017
18.8 12850 Middle Grove 2,537 — $355,804
19.0 12843 Johnsburg 461 — $269,671
19.7 12871 Schuylerville 3,813 — $325,212
19.9 12814 Bolton Landing 1,168 — $778,638

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.