Zip lookup · NY

12850
Middle Grove, New York.

Middle Grove, Saratoga County, NY · Albany-Schenectady-Troy, NY metro · population 2,537

What it costs per month · 12850 $1,868/mo

to buy the typical home at today's mortgage rate — +$991 (+113%) since Jan 2020.

What the home itself did
1 year
Up $10,363 +3%
$345,441$355,804 since Sep 2025
5 years
Up $62,051 +21%
$293,753$355,804 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12850 $1,868 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12850$1,868
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 12850 rose 3.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Middle Grove, NY — measured over the city limits, which is a different area from this zip.

Typical home value $355,804 as of Sep 2026
+3.0%year on year

Typical home value — 12850

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12850 $355,804 Albany $373,057 United States $366,157
$250,000 $300,000 $350,000 2018 2022 2026
  • 12850$355,804
  • Albany$373,057
  • United States$366,157

Within 20 miles

Showing 30 of 33 zips in range — sorting picks from all 33.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.6 12863 Rock City Falls 910 — $485,267
4.7 12074 Galway 2,848 — $346,592
5.9 12859 Porter Corners 1,622 — $401,934
7.1 12025 Broadalbin 5,244 — $310,008
7.4 12833 Greenfield Center 5,316 — $451,625
8.5 12020 Ballston Spa 34,937 $2,029 $434,517
9.5 12086 Hagaman 1,587 — $273,295
10.8 12822 Corinth 6,284 — $279,114
12.2 12866 Saratoga Springs 40,057 $2,191 $658,017
12.7 12019 Ballston Lake 15,555 $1,919 $502,585
12.8 12027 Burnt Hills 4,693 — $437,553
14.7 12117 Mayfield 2,871 — $286,810
14.8 12010 Amsterdam 27,750 $1,185 $246,123
15.0 12302 Schenectady 28,031 $1,690 $334,325
15.4 12151 Round Lake 967 — $433,670
15.7 12835 Hadley 2,708 — $315,558
15.8 12150 Rotterdam Junction 710 — $293,828
16.0 12070 Fort Johnson 2,011 — $230,686
16.1 12831 Gansevoort 18,025 $1,860 $479,362
17.1 12134 Northville 3,846 — $323,583
17.3 12008 Alplaus 422 — $360,022
17.4 12170 Stillwater 5,351 — $409,381
18.0 12118 Mechanicville 17,069 $1,563 $474,091
18.3 12137 Pattersonville 2,077 — $329,140
18.5 12177 Tribes Hill 387 — $212,414
18.5 12871 Schuylerville 3,813 — $325,212
18.8 12846 Lake Luzerne 3,013 — $321,203
19.4 12308 Schenectady 15,511 $1,569 $267,347
19.4 12078 Gloversville 22,589 $1,000 $183,143
19.5 12148 Rexford 4,023 — $563,861

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.