12863
Rock City Falls, New York.
Rock City Falls, Saratoga County, NY · Albany-Schenectady-Troy, NY metro · population 910
to buy the typical home at today's mortgage rate — +$1,418 (+126%) since Jan 2020.
- 1 year
- Up $25,396 +6%
- $459,871$485,267 since Sep 2025
- 5 years
- Up $110,268 +29%
- $374,999$485,267 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12863$2,547
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 12863 rose 5.5% over the past year — faster than the nation's +1.2%.
Typical home value — 12863
Mid-tier homes, smoothed and seasonally adjusted.
- 12863$485,267
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 35 zips in range — sorting picks from all 35.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.6 | 12850 | Middle Grove | 2,537 | — | $355,804 |
| 5.0 | 12020 | Ballston Spa | 34,937 | $2,029 | $434,517 |
| 5.9 | 12074 | Galway | 2,848 | — | $346,592 |
| 7.0 | 12833 | Greenfield Center | 5,316 | — | $451,625 |
| 7.4 | 12859 | Porter Corners | 1,622 | — | $401,934 |
| 9.3 | 12019 | Ballston Lake | 15,555 | $1,919 | $502,585 |
| 9.7 | 12027 | Burnt Hills | 4,693 | — | $437,553 |
| 9.7 | 12025 | Broadalbin | 5,244 | — | $310,008 |
| 9.7 | 12866 | Saratoga Springs | 40,057 | $2,191 | $658,017 |
| 9.8 | 12086 | Hagaman | 1,587 | — | $273,295 |
| 11.8 | 12151 | Round Lake | 967 | — | $433,670 |
| 12.6 | 12302 | Schenectady | 28,031 | $1,690 | $334,325 |
| 12.6 | 12822 | Corinth | 6,284 | — | $279,114 |
| 14.0 | 12150 | Rotterdam Junction | 710 | — | $293,828 |
| 14.2 | 12170 | Stillwater | 5,351 | — | $409,381 |
| 14.3 | 12008 | Alplaus | 422 | — | $360,022 |
| 14.4 | 12118 | Mechanicville | 17,069 | $1,563 | $474,091 |
| 14.9 | 12010 | Amsterdam | 27,750 | $1,185 | $246,123 |
| 15.4 | 12831 | Gansevoort | 18,025 | $1,860 | $479,362 |
| 16.0 | 12065 | Clifton Park | 45,116 | $1,684 | $489,830 |
| 16.2 | 12148 | Rexford | 4,023 | — | $563,861 |
| 16.3 | 12871 | Schuylerville | 3,813 | — | $325,212 |
| 16.5 | 12308 | Schenectady | 15,511 | $1,569 | $267,347 |
| 17.1 | 12070 | Fort Johnson | 2,011 | — | $230,686 |
| 17.2 | 12305 | Schenectady | 7,356 | $1,403 | $287,715 |
| 17.2 | 12137 | Pattersonville | 2,077 | — | $329,140 |
| 17.2 | 12884 | Victory Mills | 538 | — | $217,972 |
| 17.6 | 12307 | Schenectady | 7,050 | — | $185,471 |
| 18.0 | 12117 | Mayfield | 2,871 | — | $286,810 |
| 18.3 | 12306 | Schenectady | 27,865 | $1,696 | $300,706 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.