Zip lookup · NY

12870
Schroon Lake, New York.

Schroon Lake, Essex County, NY · population 1,756

What it costs per month · 12870 $1,930/mo

to buy the typical home at today's mortgage rate — +$1,156 (+149%) since Jan 2020.

What the home itself did
1 year
Up $26,889 +8%
$340,867$367,756 since Sep 2025
5 years
Up $104,414 +40%
$263,342$367,756 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12870 $1,930 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12870$1,930
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 12870 rose 7.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Essex County, NY 98% · Warren County, NY 2%

Zillow also publishes an index for the city itself: Schroon Lake, NY — measured over the city limits, which is a different area from this zip.

Typical home value $367,756 as of Sep 2026
+7.9%year on year

Typical home value — 12870

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12870 $367,756 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12870$367,756
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.3 12808 Adirondack 284 — $608,711
8.0 12860 Pottersville 419 — $310,957
8.5 12857 Olmstedville 606 — $248,213
10.1 12815 Brant Lake 1,140 — $447,385
11.3 12855 North Hudson 208 — $181,802
11.5 12836 Hague 498 — $580,962
12.7 12883 Ticonderoga 4,744 — $230,138
14.1 12928 Crown Point 1,984 — $221,779
14.3 12817 Chestertown 2,168 — $385,077
14.8 12874 Silver Bay 205 — $1,032,283
15.0 12851 Minerva 275 — $223,914
15.7 12853 North Creek 1,235 — $316,537
16.2 12886 Wevertown 215 — $314,292
16.8 12960 Moriah 1,143 — $200,566
17.7 12814 Bolton Landing 1,168 — $778,638
18.4 12861 Putnam Station 501 — $378,552
19.5 12998 Witherbee 399 — $112,391

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.