Zip lookup · NY

12874
Silver Bay, New York.

Silver Bay, Warren County, NY · Glens Falls, NY metro · population 205

What it costs per month · 12874 $5,418/mo

to buy the typical home at today's mortgage rate — +$3,639 (+205%) since Jan 2020.

What the home itself did
1 year
Up $98,245 +11%
$934,038$1,032,283 since Sep 2025
5 years
Up $386,181 +60%
$646,101$1,032,283 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 12874 $5,418 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 12874$5,418
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 7 years.

Typical home values in zip 12874 rose 10.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Silver Bay, NY — measured over the city limits, which is a different area from this zip.

Typical home value $1,032,283 as of Sep 2026
+10.5%year on year

Typical home value — 12874

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 12874 $1,032,283 Glens Falls $315,355 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 12874$1,032,283
  • Glens Falls$315,355
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.2 12836 Hague 498 — $580,962
6.5 12841 Huletts Landing 74 — $637,243
6.9 12819 Clemons 350 — $249,540
7.3 12815 Brant Lake 1,140 — $447,385
7.6 12814 Bolton Landing 1,168 — $778,638
7.8 12861 Putnam Station 501 — $378,552
11.0 12808 Adirondack 284 — $608,711
11.4 12883 Ticonderoga 4,744 — $230,138
12.1 05743 Fair Haven 4,160 — $267,582
13.3 12887 Whitehall 4,691 — $173,231
13.3 12860 Pottersville 419 — $310,957
13.9 12824 Diamond Point 1,143 — $802,369
14.3 12844 Kattskill Bay 172 — $1,772,443
14.4 12817 Chestertown 2,168 — $385,077
14.8 12870 Schroon Lake 1,756 — $367,756
14.9 05760 Orwell 993 — $382,758
16.6 12820 Cleverdale 10 — $1,965,643
16.8 12827 Fort Ann 3,716 — $280,698
17.4 12821 Comstock 2,124 — $242,424
17.5 05770 Shoreham 1,185 — $402,106
18.0 12885 Warrensburg 4,444 — $257,186
18.1 05732 Bomoseen 1,187 — $361,316
18.2 12928 Crown Point 1,984 — $221,779
18.9 12837 Hampton 1,021 — $220,928
19.3 12886 Wevertown 215 — $314,292
19.8 12845 Lake George 4,370 — $551,825
19.9 05735 Castleton 3,651 — $311,845

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.