Zip lookup · NY

12884
Victory Mills, New York.

Victory Mills, Saratoga County, NY · Albany-Schenectady-Troy, NY metro · population 538

What it costs per month · 12884 $1,144/mo

to buy the typical home at today's mortgage rate — +$602 (+111%) since Jan 2020.

What the home itself did
1 year
Down $1,081 -0%
$219,053$217,972 since Sep 2025
5 years
Up $41,488 +24%
$176,484$217,972 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12884 $1,144 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12884$1,144
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 12884 fell 0.5% over the past year — slower than the nation's +1.2%.

Typical home value $217,972 as of Sep 2026
-0.5%year on year

Typical home value — 12884

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12884 $217,972 Albany $373,057 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12884$217,972
  • Albany$373,057
  • United States$366,157

Within 20 miles

Showing 30 of 36 zips in range — sorting picks from all 36.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.0 12871 Schuylerville 3,813 — $325,212
4.5 12834 Greenwich 6,039 — $305,296
7.1 12170 Stillwater 5,351 — $409,381
7.5 12866 Saratoga Springs 40,057 $2,191 $658,017
8.8 12831 Gansevoort 18,025 $1,860 $479,362
10.5 12154 Schaghticoke 2,777 — $361,584
11.1 12816 Cambridge 4,824 — $261,553
11.3 12823 Cossayuna 597 — $316,053
11.6 12828 Fort Edward 9,230 — $280,346
12.4 12809 Argyle 3,669 — $275,760
12.5 12028 Buskirk 1,557 — $296,425
13.1 12833 Greenfield Center 5,316 — $451,625
13.3 12118 Mechanicville 17,069 $1,563 $474,091
13.3 12185 Valley Falls 1,709 — $323,982
14.0 12803 South Glens Falls 9,712 — $315,829
14.5 12873 Shushan 886 — $297,300
14.6 12094 Johnsonville 2,656 — $333,350
14.9 12057 Eagle Bridge 1,789 — $269,015
15.0 12151 Round Lake 967 — $433,670
15.2 12865 Salem 3,356 — $230,463
15.4 12020 Ballston Spa 34,937 $2,029 $434,517
15.6 12801 Glens Falls 14,628 $1,454 $274,054
16.7 12859 Porter Corners 1,622 — $401,934
16.9 12121 Melrose 2,280 — $349,051
17.2 12863 Rock City Falls 910 — $485,267
17.8 12804 Queensbury 28,208 — $394,959
17.8 12839 Hudson Falls 13,541 — $238,003
18.3 12822 Corinth 6,284 — $279,114
18.3 12019 Ballston Lake 15,555 $1,919 $502,585
18.7 12090 Hoosick Falls 5,482 — $231,233

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.