Zip lookup · NY

12937
Fort Covington, New York.

Fort Covington, Franklin County, NY · Malone, NY metro · population 1,300

What it costs per month · 12937 $647/mo

to buy the typical home at today's mortgage rate — +$327 (+102%) since Jan 2020.

What the home itself did
1 year
Up $15,733 +15%
$107,570$123,303 since Sep 2025
5 years
Up $17,692 +17%
$105,611$123,303 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12937 $647 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12937$647
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 12937 rose 14.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Fort Covington, NY — measured over the city limits, which is a different area from this zip.

Typical home value $123,303 as of Sep 2026
+14.6%year on year

Typical home value — 12937

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 12937 $123,303 Malone $178,424 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 12937$123,303
  • Malone$178,424
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.4 12914 Bombay 711 — $129,660
7.7 12926 Constable 2,371 — $151,239
8.9 12916 Brushton 2,143 — $141,184
8.9 12957 Moira 1,781 — $123,424
12.1 12966 North Bangor 2,656 — $146,057
14.6 13613 Brasher Falls 2,931 — $143,735
15.1 12917 Burke 1,221 — $164,515
16.0 12967 North Lawrence 1,263 — $127,921
16.8 12930 Dickinson Center 897 — $129,995
18.5 12953 Malone 12,893 — $147,060

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.