Zip lookup · NY

12955
Merrill, New York.

Merrill, Clinton County, NY · Plattsburgh, NY metro · population 503

What it costs per month · 12955 $1,106/mo

to buy the typical home at today's mortgage rate — +$596 (+117%) since Jan 2020.

What the home itself did
1 year
Up $15,445 +8%
$195,183$210,627 since Sep 2025
5 years
Up $45,699 +28%
$164,929$210,627 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12955 $1,106 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12955$1,106
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 12955 rose 7.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Merrill, NY — measured over the city limits, which is a different area from this zip.

Typical home value $210,627 as of Sep 2026
+7.9%year on year

Typical home value — 12955

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12955 $210,627 Plattsburgh $230,427 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12955$210,627
  • Plattsburgh$230,427
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.6 12934 Ellenburg Center 1,120 — $172,077
5.8 12952 Lyon Mountain 286 — $68,018
8.1 12969 Owls Head 279 — $163,551
8.7 12920 Chateaugay 2,624 — $168,080
9.3 12935 Ellenburg Depot 1,180 — $203,191
10.8 12923 Churubusco 532 — $157,502
12.7 12929 Dannemora 2,684 — $165,484
12.9 12981 Saranac 2,259 — $196,861
14.1 12917 Burke 1,221 — $164,515
14.3 12978 Redford 340 — $157,596
15.3 12953 Malone 12,893 — $147,060
15.4 12918 Cadyville 2,412 — $217,467
16.0 12910 Altona 1,890 — $147,448
17.3 12959 Mooers Forks 1,627 — $189,504
18.0 12989 Vermontville 1,110 — $255,786
18.4 12962 Morrisonville 5,654 — $266,184
19.1 12985 Schuyler Falls 755 — $187,310

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.