Zip lookup · NY

12957
Moira, New York.

Moira, Franklin County, NY · Malone, NY metro · population 1,781

What it costs per month · 12957 $648/mo

to buy the typical home at today's mortgage rate — +$326 (+102%) since Jan 2020.

What the home itself did
1 year
Up $10,031 +9%
$113,393$123,424 since Sep 2025
5 years
Up $18,291 +17%
$105,134$123,424 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12957 $648 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12957$648
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 12957 rose 8.8% over the past year — faster than the nation's +1.2%.

Typical home value $123,424 as of Sep 2026
+8.8%year on year

Typical home value — 12957

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 12957 $123,424 Malone $178,424 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 12957$123,424
  • Malone$178,424
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.3 12916 Brushton 2,143 — $141,184
5.6 12914 Bombay 711 — $129,660
7.1 12967 North Lawrence 1,263 — $127,921
7.9 13613 Brasher Falls 2,931 — $143,735
8.8 12966 North Bangor 2,656 — $146,057
8.9 12937 Fort Covington 1,300 — $123,303
9.1 12930 Dickinson Center 897 — $129,995
11.5 12965 Nicholville 363 — $110,995
13.4 13697 Winthrop 1,898 — $151,611
14.2 12926 Constable 2,371 — $151,239
16.6 13662 Massena 15,556 — $124,451
17.2 12953 Malone 12,893 — $147,060
18.9 13667 Norfolk 3,476 — $126,213
19.7 12980 Saint Regis Falls 1,075 — $97,821

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.