Zip lookup · NY

12965
Fort Jackson, New York.

Fort Jackson, Saint Lawrence County, NY · Ogdensburg-Massena, NY metro · population 363

What it costs per month · 12965 $583/mo

to buy the typical home at today's mortgage rate — +$296 (+104%) since Jan 2020.

What the home itself did
1 year
Up $5,381 +5%
$105,615$110,995 since Sep 2025
5 years
Up $16,805 +18%
$94,190$110,995 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12965 $583 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12965$583
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 12965 rose 5.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Fort Jackson, NY — measured over the city limits, which is a different area from this zip.

Typical home value $110,995 as of Sep 2026
+5.1%year on year

Typical home value — 12965

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 12965 $110,995 Ogdensburg $149,734 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 12965$110,995
  • Ogdensburg$149,734
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.5 12967 North Lawrence 1,263 — $127,921
6.7 13697 Winthrop 1,898 — $151,611
7.0 12930 Dickinson Center 897 — $129,995
10.9 13613 Brasher Falls 2,931 — $143,735
11.5 12957 Moira 1,781 — $123,424
11.9 13676 Potsdam 12,874 $1,187 $191,297
12.2 12916 Brushton 2,143 — $141,184
12.6 12980 Saint Regis Falls 1,075 — $97,821
14.3 12966 North Bangor 2,656 — $146,057
15.3 13668 Norwood 3,563 — $150,218
15.5 13672 Parishville 449 — $135,653
16.2 12914 Bombay 711 — $129,660
16.4 13667 Norfolk 3,476 — $126,213
16.4 13625 Colton 1,792 — $196,413
19.0 13662 Massena 15,556 — $124,451
19.2 13687 South Colton 483 — $166,769

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.