Zip lookup · NY

12969
Owls Head, New York.

Owls Head, Franklin County, NY · Malone, NY metro · population 279

What it costs per month · 12969 $858/mo

to buy the typical home at today's mortgage rate — +$423 (+97%) since Jan 2020.

What the home itself did
1 year
Up $9,614 +6%
$153,937$163,551 since Sep 2025
5 years
Up $15,825 +11%
$147,725$163,551 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12969 $858 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12969$858
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 34 years.

Typical home values in zip 12969 rose 6.2% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Owls Head, NY — measured over the city limits, which is a different area from this zip.

Typical home value $163,551 as of Sep 2026
+6.2%year on year

Typical home value — 12969

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 12969 $163,551 Malone $178,424 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 12969$163,551
  • Malone$178,424
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.1 12955 Lyon Mountain 503 — $210,627
8.2 12952 Lyon Mountain 286 — $68,018
9.2 12953 Malone 12,893 — $147,060
11.9 12989 Vermontville 1,110 — $255,786
12.6 12920 Chateaugay 2,624 — $168,080
13.3 12981 Saranac 2,259 — $196,861
13.7 12934 Ellenburg Center 1,120 — $172,077
15.4 12978 Redford 340 — $157,596
15.4 12917 Burke 1,221 — $164,515
15.5 12976 Rainbow Lake 137 — $431,022
17.3 12923 Churubusco 532 — $157,502
17.3 12935 Ellenburg Depot 1,180 — $203,191
17.5 12966 North Bangor 2,656 — $146,057
17.8 12929 Dannemora 2,684 — $165,484
19.8 12918 Cadyville 2,412 — $217,467
19.9 12985 Schuyler Falls 755 — $187,310
19.9 12913 Bloomingdale 989 — $260,860

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.