Zip lookup · NY

12983
Saranac Lake, New York.

Saranac Lake, Essex County, NY · Malone, NY metro · population 7,296

What it costs per month · 12983 $1,829/mo

to buy the typical home at today's mortgage rate — +$1,066 (+140%) since Jan 2020.

What the home itself did
1 year
Up $18,892 +6%
$329,629$348,520 since Sep 2025
5 years
Up $78,664 +29%
$269,856$348,520 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12983 $1,829 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12983$1,829
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 12983 rose 5.7% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Franklin County, NY 56% · Essex County, NY 44%

Zillow also publishes an index for the city itself: Saranac Lake, NY — measured over the city limits, which is a different area from this zip.

Typical home value $348,520 as of Sep 2026
+5.7%year on year

Typical home value — 12983

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 12983 $348,520 Malone $178,424 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 12983$348,520
  • Malone$178,424
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 12945 Lake Clear 391 — $311,931
8.4 12913 Bloomingdale 989 — $260,860
11.0 12946 Lake Placid 4,872 — $402,790
11.4 12976 Rainbow Lake 137 — $431,022
11.8 12970 Paul Smiths 1,084 — $330,693
13.9 12989 Vermontville 1,110 — $255,786
14.9 12997 Wilmington 1,251 — $429,638
17.0 12986 Tupper Lake 5,326 — $218,644
18.2 12942 Keene 450 — $502,520
18.7 12987 Upper Jay 119 — $340,012

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.