12986
Tupper Lake, New York.
Tupper Lake, Franklin County, NY · Malone, NY metro · population 5,326
to buy the typical home at today's mortgage rate — +$677 (+144%) since Jan 2020.
- 1 year
- Up $16,600 +8%
- $202,044$218,644 since Sep 2025
- 5 years
- Up $63,454 +41%
- $155,190$218,644 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12986$1,148
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in zip 12986 rose 8.2% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Franklin County, NY 75% · Saint Lawrence County, NY 25%
Zillow also publishes an index for the city itself: Tupper Lake, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12986
Mid-tier homes, smoothed and seasonally adjusted.
- 12986$218,644
- Malone$178,424
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.3 | 12973 | Piercefield | 154 | — | $126,364 |
| 12.6 | 12945 | Lake Clear | 391 | — | $311,931 |
| 16.6 | 12970 | Paul Smiths | 1,084 | — | $330,693 |
| 17.0 | 12983 | Saranac Lake | 7,296 | — | $348,520 |
| 17.9 | 12847 | Long Lake | 740 | — | $329,231 |
| 18.8 | 12927 | Cranberry Lake | 318 | — | $306,384 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.