12989
Vermontville, New York.
Vermontville, Franklin County, NY · Malone, NY metro · population 1,110
to buy the typical home at today's mortgage rate — +$751 (+127%) since Jan 2020.
- 1 year
- Up $17,172 +7%
- $238,614$255,786 since Sep 2025
- 5 years
- Up $52,172 +26%
- $203,613$255,786 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12989$1,343
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 12989 rose 7.2% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Vermontville, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12989
Mid-tier homes, smoothed and seasonally adjusted.
- 12989$255,786
- Malone$178,424
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.3 | 12976 | Rainbow Lake | 137 | — | $431,022 |
| 8.2 | 12913 | Bloomingdale | 989 | — | $260,860 |
| 11.9 | 12969 | Owls Head | 279 | — | $163,551 |
| 12.4 | 12981 | Saranac | 2,259 | — | $196,861 |
| 13.9 | 12983 | Saranac Lake | 7,296 | — | $348,520 |
| 14.0 | 12952 | Lyon Mountain | 286 | — | $68,018 |
| 14.3 | 12978 | Redford | 340 | — | $157,596 |
| 14.6 | 12970 | Paul Smiths | 1,084 | — | $330,693 |
| 15.7 | 12997 | Wilmington | 1,251 | — | $429,638 |
| 16.4 | 12985 | Schuyler Falls | 755 | — | $187,310 |
| 16.6 | 12945 | Lake Clear | 391 | — | $311,931 |
| 16.8 | 12912 | Au Sable Forks | 1,682 | — | $212,252 |
| 17.1 | 12953 | Malone | 12,893 | — | $147,060 |
| 18.0 | 12955 | Lyon Mountain | 503 | — | $210,627 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.