Zip lookup · NY

13028
Bernhards Bay, New York.

Bernhards Bay, Oswego County, NY · Syracuse, NY metro · population 1,162

What it costs per month · 13028 $1,262/mo

to buy the typical home at today's mortgage rate — +$787 (+166%) since Jan 2020.

What the home itself did
1 year
Up $24,385 +11%
$216,066$240,451 since Sep 2025
5 years
Up $83,424 +53%
$157,027$240,451 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13028 $1,262 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13028$1,262
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in zip 13028 rose 11.3% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Bernhards Bay, NY — measured over the city limits, which is a different area from this zip.

Typical home value $240,451 as of Sep 2026
+11.3%year on year

Typical home value — 13028

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 13028 $240,451 Syracuse $268,949 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 13028$240,451
  • Syracuse$268,949
  • United States$366,157

Within 20 miles

Showing 30 of 37 zips in range — sorting picks from all 37.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.3 13044 Constantia 2,643 — $254,785
4.4 13042 Cleveland 1,960 — $256,356
6.6 13167 West Monroe 3,215 — $272,346
9.3 13030 Bridgeport 3,635 — $271,850
9.7 13493 Williamstown 2,428 — $180,786
11.0 13039 Cicero 16,951 — $352,911
11.9 13076 Hastings 2,778 — $248,510
12.0 13029 Brewerton 7,725 — $340,623
12.1 13157 Sylvan Beach 529 — $214,021
12.1 13131 Parish 2,880 — $216,801
12.4 13036 Central Square 8,616 — $264,811
12.8 13316 Camden 6,063 — $202,366
12.9 13162 Verona Beach 193 — $216,157
13.2 13082 Kirkville 4,314 — $274,148
13.6 13308 Blossvale 3,862 — $231,338
14.6 13302 Altmar 1,289 — $183,993
14.7 13057 East Syracuse 14,253 $1,200 $255,462
15.1 13212 Syracuse 19,917 — $246,788
15.1 13041 Clay 12,330 — $318,067
15.5 13116 Minoa 3,653 — $271,002
15.7 13054 Durhamville 1,334 — $225,416
15.9 13132 Pennellville 3,626 — $263,015
16.1 13211 Syracuse 6,111 — $197,318
16.4 13037 Chittenango 9,607 — $279,542
17.0 13471 Taberg 2,806 — $189,941
17.1 13032 Canastota 12,850 — $233,459
17.2 13090 Liverpool 29,004 $2,412 $308,610
17.5 13206 Syracuse 16,245 $1,408 $199,475
18.3 13088 Liverpool 22,073 $2,150 $274,310
18.3 13066 Fayetteville 12,504 — $414,998

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.