Zip lookup · NY

13040
Cincinnatus, New York.

Cincinnatus, Cortland County, NY · Cortland, NY metro · population 2,595

What it costs per month · 13040 $947/mo

to buy the typical home at today's mortgage rate — +$540 (+133%) since Jan 2020.

What the home itself did
1 year
Up $14,695 +9%
$165,663$180,358 since Sep 2025
5 years
Up $47,622 +36%
$132,736$180,358 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13040 $947 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13040$947
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 13040 rose 8.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Cortland County, NY 85% · Chenango County, NY 15%

Zillow also publishes an index for the city itself: Cincinnatus, NY — measured over the city limits, which is a different area from this zip.

Typical home value $180,358 as of Sep 2026
+8.9%year on year

Typical home value — 13040

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 13040 $180,358 Cortland $209,504 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 13040$180,358
  • Cortland$209,504
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.2 13136 Pitcher 406 — $120,228
7.5 13101 McGraw 2,358 — $181,070
8.3 13863 Willet 382 — $155,687
8.6 13801 McDonough 1,545 — $152,064
9.7 13803 Marathon 4,273 — $206,834
10.6 13155 South Otselic 669 — $121,499
11.0 13158 Truxton 1,217 — $198,057
11.1 13841 Smithville Flats 385 — $151,230
12.0 13052 De Ruyter 1,759 — $257,446
13.1 13844 South Plymouth 555 — $161,919
13.4 13045 Cortland 28,361 $1,143 $210,299
15.0 13832 Plymouth 448 — $162,653
15.4 13862 Whitney Point 3,440 — $203,134
16.3 13072 Georgetown 840 — $154,634
17.0 13835 Richford 1,184 — $195,059
17.0 13784 Harford 382 — $177,870
17.1 13778 Greene 5,351 — $204,452
17.1 13797 Lisle 2,119 — $197,905
17.4 13077 Homer 6,405 — $233,592
17.5 13830 Oxford 4,597 — $147,102
18.0 13464 Smyrna 1,207 — $146,782
18.0 13053 Dryden 4,794 — $296,459
19.2 13159 Tully 5,204 — $318,931
19.3 13141 Preble 652 — $224,120
19.6 13122 New Woodstock 1,257 — $276,122
19.8 13063 Fabius 1,624 — $315,048

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.