Zip lookup · NY

13092
Locke, New York.

Locke, Cayuga County, NY · Auburn, NY metro · population 2,689

What it costs per month · 13092 $1,242/mo

to buy the typical home at today's mortgage rate — +$731 (+143%) since Jan 2020.

What the home itself did
1 year
Up $8,807 +4%
$227,894$236,701 since Sep 2025
5 years
Up $59,677 +34%
$177,024$236,701 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13092 $1,242 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13092$1,242
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 13092 rose 3.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Cayuga County, NY 91% · Tompkins County, NY 9%

Zillow also publishes an index for the city itself: Locke, NY — measured over the city limits, which is a different area from this zip.

Typical home value $236,701 as of Sep 2026
+3.9%year on year

Typical home value — 13092

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13092 $236,701 Auburn $235,020 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13092$236,701
  • Auburn$235,020
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 13073 Groton 6,054 — $243,509
6.2 13071 Genoa 796 — $224,885
7.1 13118 Moravia 5,591 — $262,004
8.7 14882 Lansing 4,191 — $359,598
10.3 13081 King Ferry 1,122 — $335,319
11.1 13147 Scipio Center 1,236 — $237,676
11.1 13068 Freeville 4,592 — $297,240
12.2 13077 Homer 6,405 — $233,592
12.7 13045 Cortland 28,361 $1,143 $210,299
13.7 13026 Aurora 1,619 — $340,823
14.5 13141 Preble 652 — $224,120
14.7 13053 Dryden 4,794 — $296,459
15.6 14850 Ithaca 68,610 $2,038 $410,762
16.4 14847 Interlaken 2,300 — $250,826
16.7 13160 Union Springs 2,444 — $250,605
16.8 13152 Skaneateles 7,681 — $697,108
16.8 14886 Trumansburg 6,652 — $337,991
18.0 13110 Marietta 2,494 — $333,142
18.3 13784 Harford 382 — $177,870
18.5 13101 McGraw 2,358 — $181,070
18.9 13159 Tully 5,204 — $318,931
19.5 13021 Auburn 37,247 $1,409 $226,496
19.6 14521 Ovid 2,594 — $259,397

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.