Zip lookup · NY

13101
Mc Graw, New York.

Mc Graw, Cortland County, NY · Cortland, NY metro · population 2,358

What it costs per month · 13101 $950/mo

to buy the typical home at today's mortgage rate — +$539 (+131%) since Jan 2020.

What the home itself did
1 year
Up $9,039 +5%
$172,030$181,070 since Sep 2025
5 years
Up $45,749 +34%
$135,320$181,070 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13101 $950 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13101$950
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 13101 rose 5.3% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Mc Graw, NY — measured over the city limits, which is a different area from this zip.

Typical home value $181,070 as of Sep 2026
+5.3%year on year

Typical home value — 13101

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 13101 $181,070 Cortland $209,504 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 13101$181,070
  • Cortland$209,504
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.4 13045 Cortland 28,361 $1,143 $210,299
7.5 13040 Cincinnatus 2,595 — $180,358
9.1 13158 Truxton 1,217 — $198,057
10.0 13803 Marathon 4,273 — $206,834
10.4 13077 Homer 6,405 — $233,592
11.2 13136 Pitcher 406 — $120,228
12.9 13141 Preble 652 — $224,120
13.3 13052 De Ruyter 1,759 — $257,446
13.4 13053 Dryden 4,794 — $296,459
13.8 13863 Willet 382 — $155,687
13.8 13784 Harford 382 — $177,870
14.1 13159 Tully 5,204 — $318,931
15.5 13155 South Otselic 669 — $121,499
15.6 13835 Richford 1,184 — $195,059
16.1 13801 McDonough 1,545 — $152,064
16.3 13068 Freeville 4,592 — $297,240
16.9 13073 Groton 6,054 — $243,509
17.3 13063 Fabius 1,624 — $315,048
17.3 13841 Smithville Flats 385 — $151,230
18.5 13092 Locke 2,689 — $236,701
19.0 13072 Georgetown 840 — $154,634
19.0 13797 Lisle 2,119 — $197,905
19.4 13122 New Woodstock 1,257 — $276,122
19.5 13862 Whitney Point 3,440 — $203,134
19.6 13844 South Plymouth 555 — $161,919
19.7 13118 Moravia 5,591 — $262,004
20.0 13084 La Fayette 4,159 $1,282 $313,149

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.