Zip lookup · NY

13321
Clark Mills, New York.

Clark Mills, Oneida County, NY · Utica-Rome, NY metro · population 678

What it costs per month · 13321 $1,098/mo

to buy the typical home at today's mortgage rate — +$617 (+129%) since Jan 2020.

What the home itself did
1 year
Up $18,477 +10%
$190,630$209,107 since Sep 2025
5 years
Up $48,998 +31%
$160,109$209,107 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13321 $1,098 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13321$1,098
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 13321 rose 9.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Clark Mills, NY — measured over the city limits, which is a different area from this zip.

Asking rent $1,400 as of Aug 2026
Typical home value $209,107 as of Sep 2026
+9.7%year on year

Asking rent — 13321

Against the Utica-Rome, NY metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 13321

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 13321 $209,107 Utica $231,322 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 13321$209,107
  • Utica$231,322
  • United States$366,157

Within 20 miles

Showing 30 of 47 zips in range — sorting picks from all 47.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.9 13492 Whitesboro 11,250 $1,338 $268,002
3.1 13490 Westmoreland 1,031 — $255,241
3.3 13323 Clinton 11,078 — $306,873
4.0 13417 New York Mills 3,880 $1,400 $232,269
4.4 13424 Oriskany 2,306 — $259,385
5.0 13495 Yorkville 1,841 — $205,033
5.4 13413 New Hartford 16,742 $1,750 $311,073
6.9 13319 Chadwicks 344 — $195,984
7.0 13476 Vernon 2,572 — $256,244
7.4 13501 Utica 38,931 $1,289 $211,287
7.6 13403 Marcy 7,388 — $305,511
7.9 13328 Deansboro 1,311 — $275,309
8.0 13477 Vernon Center 1,498 — $265,032
8.4 13456 Sauquoit 3,848 — $293,643
9.8 13469 Stittville 855 — $251,620
9.9 13440 Rome 41,555 $1,347 $212,380
10.4 13425 Oriskany Falls 2,010 — $210,699
11.0 13502 Utica 34,037 $1,616 $209,959
11.3 13478 Verona 3,078 — $241,285
11.5 13461 Sherrill 3,047 — $259,455
12.0 13322 Clayville 1,172 — $240,894
12.1 13480 Waterville 3,321 — $231,581
12.8 13318 Cassville 896 — $256,291
13.2 13354 Holland Patent 3,554 — $286,625
13.3 13340 Frankfort 7,404 — $220,487
13.5 13409 Munnsville 2,144 — $216,283
13.9 13421 Oneida 12,771 — $217,113
14.6 13402 Madison 1,133 — $221,389
15.0 13304 Barneveld 1,653 — $299,237
15.0 13313 Bridgewater 586 — $176,202

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.