13324
Cold Brook, New York.
Cold Brook, Herkimer County, NY · Utica-Rome, NY metro · population 1,729
to buy the typical home at today's mortgage rate — +$521 (+120%) since Jan 2020.
- 1 year
- Up $10,583 +6%
- $171,121$181,704 since Sep 2025
- 5 years
- Up $38,917 +27%
- $142,787$181,704 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13324$954
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 13324 rose 6.2% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Cold Brook, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 13324
Mid-tier homes, smoothed and seasonally adjusted.
- 13324$181,704
- Utica$231,322
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.0 | 13416 | Newport | 2,369 | — | $224,901 |
| 10.4 | 13431 | Poland | 1,847 | — | $259,481 |
| 11.0 | 13435 | Prospect | 218 | — | $174,374 |
| 11.4 | 13438 | Remsen | 3,065 | — | $240,738 |
| 12.0 | 13406 | Middleville | 486 | — | $179,814 |
| 12.5 | 13304 | Barneveld | 1,653 | — | $299,237 |
| 12.7 | 13338 | Forestport | 1,280 | — | $224,691 |
| 13.5 | 13454 | Salisbury Center | 735 | — | $182,378 |
| 15.2 | 13470 | Stratford | 877 | — | $225,505 |
| 15.7 | 13365 | Little Falls | 8,578 | — | $173,157 |
| 16.8 | 13502 | Utica | 34,037 | $1,616 | $209,959 |
| 17.4 | 13354 | Holland Patent | 3,554 | — | $286,625 |
| 17.7 | 13350 | Herkimer | 9,522 | — | $163,495 |
| 18.2 | 13494 | Woodgate | 346 | — | $294,943 |
| 18.4 | 13329 | Dolgeville | 3,256 | — | $158,366 |
| 19.5 | 13469 | Stittville | 855 | — | $251,620 |
| 19.7 | 12032 | Caroga Lake | 662 | — | $266,904 |
| 19.8 | 13403 | Marcy | 7,388 | — | $305,511 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.