Zip lookup · NY

13326
Cooperstown, New York.

Cooperstown, Otsego County, NY · Oneonta, NY metro · population 4,586

What it costs per month · 13326 $2,157/mo

to buy the typical home at today's mortgage rate — +$1,189 (+123%) since Jan 2020.

What the home itself did
1 year
Up $38,885 +10%
$372,079$410,964 since Sep 2025
5 years
Up $99,898 +32%
$311,066$410,964 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13326 $2,157 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13326$2,157
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 13326 rose 10.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Cooperstown, NY — measured over the city limits, which is a different area from this zip.

Asking rent $2,200 as of Aug 2026
Typical home value $410,964 as of Sep 2026
+10.5%year on year

Asking rent — 13326

Against the Oneonta, NY metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 13326

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 13326 $410,964 Oneonta $220,097 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 13326$410,964
  • Oneonta$220,097
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.5 13337 Fly Creek 607 — $330,367
4.8 13450 Roseboom 143 — $195,554
8.2 13807 Milford 1,218 — $243,022
8.2 13348 Hartwick 1,409 — $248,706
9.0 13320 Cherry Valley 1,971 — $204,672
9.1 13468 Springfield Center 256 — $234,059
9.6 12155 Schenevus 1,685 — $187,462
10.5 13439 Richfield Springs 3,681 — $225,856
11.8 12197 Worcester 2,298 — $193,253
12.0 13315 Burlington Flats 1,237 — $205,471
12.5 12116 Maryland 1,787 — $214,771
12.6 13361 Jordanville 725 — $223,768
12.9 13810 Mount Vision 1,090 — $212,580
14.6 12064 East Worcester 342 — $123,131
16.3 13459 Sharon Springs 1,888 — $230,381
16.5 13796 Laurens 1,210 — $214,098
16.8 12036 Charlotteville 223 — $215,054
16.9 13491 West Winfield 3,431 — $215,408
17.0 13750 Davenport 896 — $205,931
17.3 13407 Mohawk 5,042 — $175,940
17.5 13335 Edmeston 1,511 — $197,380
18.4 13820 Oneonta 23,056 $2,107 $226,853
18.4 12149 Richmondville 2,038 — $243,964
18.6 13317 Canajoharie 3,888 — $186,242
19.1 13861 West Oneonta 462 — $229,358
19.2 12043 Cobleskill 8,287 — $263,563
19.5 13339 Fort Plain 6,010 — $178,592
19.5 13357 Ilion 10,167 — $157,192

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.