Zip lookup · NY

13331
Eagle Bay, New York.

Eagle Bay, Herkimer County, NY · Utica-Rome, NY metro · population 204

What it costs per month · 13331 $2,250/mo

to buy the typical home at today's mortgage rate — +$1,332 (+145%) since Jan 2020.

What the home itself did
1 year
Up $41,438 +11%
$387,260$428,697 since Sep 2025
5 years
Up $120,335 +39%
$308,362$428,697 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13331 $2,250 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13331$2,250
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 13331 rose 10.7% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Herkimer County, NY 99% · Hamilton County, NY 1% · Lewis County, NY 0%

Typical home value $428,697 as of Sep 2026
+10.7%year on year

Typical home value — 13331

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 13331 $428,697 Utica $231,322 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • 13331$428,697
  • Utica$231,322
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.5 13472 Thendara 259 — $441,860
11.5 13420 Old Forge 1,055 — $530,845
13.4 13360 Inlet 227 — $393,628
15.1 13436 Raquette Lake 135 — $388,595
17.4 13367 Lowville 8,601 — $205,834
17.4 13343 Glenfield 1,606 — $185,877
18.4 13327 Croghan 2,009 — $200,562
20.0 13345 Greig 217 — $227,420

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.