Zip lookup · NY

13348
Hartwick, New York.

Hartwick, Otsego County, NY · Oneonta, NY metro · population 1,409

What it costs per month · 13348 $1,305/mo

to buy the typical home at today's mortgage rate — +$677 (+108%) since Jan 2020.

What the home itself did
1 year
Up $16,968 +7%
$231,738$248,706 since Sep 2025
5 years
Up $44,476 +22%
$204,230$248,706 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13348 $1,305 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13348$1,305
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 13348 rose 7.3% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Hartwick, NY — measured over the city limits, which is a different area from this zip.

Typical home value $248,706 as of Sep 2026
+7.3%year on year

Typical home value — 13348

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13348 $248,706 Oneonta $220,097 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13348$248,706
  • Oneonta$220,097
  • United States$366,157

Within 20 miles

Showing 30 of 32 zips in range — sorting picks from all 32.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 13315 Burlington Flats 1,237 — $205,471
5.4 13337 Fly Creek 607 — $330,367
6.7 13810 Mount Vision 1,090 — $212,580
7.1 13807 Milford 1,218 — $243,022
8.2 13326 Cooperstown 4,586 $2,200 $410,964
9.4 13335 Edmeston 1,511 — $197,380
11.0 13796 Laurens 1,210 — $214,098
11.1 13439 Richfield Springs 3,681 — $225,856
12.3 13491 West Winfield 3,431 — $215,408
12.8 13450 Roseboom 143 — $195,554
13.3 13411 New Berlin 2,999 — $159,069
13.7 12116 Maryland 1,787 — $214,771
14.1 13485 West Edmeston 1,779 — $204,254
14.2 13861 West Oneonta 462 — $229,358
14.2 13468 Springfield Center 256 — $234,059
14.4 12155 Schenevus 1,685 — $187,462
15.3 13314 Brookfield 118 — $160,905
15.5 13808 Morris 1,581 — $191,257
15.9 13820 Oneonta 23,056 $2,107 $226,853
16.3 13313 Bridgewater 586 — $176,202
17.0 13361 Jordanville 725 — $223,768
17.0 13320 Cherry Valley 1,971 — $204,672
18.2 13318 Cassville 896 — $256,291
18.3 12197 Worcester 2,298 — $193,253
18.5 13357 Ilion 10,167 — $157,192
19.2 13825 Otego 2,903 — $228,164
19.3 13750 Davenport 896 — $205,931
19.4 13407 Mohawk 5,042 — $175,940
19.6 13322 Clayville 1,172 — $240,894
19.6 13843 South New Berlin 2,038 — $181,249

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.