13431
Poland, New York.
Poland, Herkimer County, NY · Utica-Rome, NY metro · population 1,847
to buy the typical home at today's mortgage rate — +$788 (+137%) since Jan 2020.
- 1 year
- Up $15,166 +6%
- $244,316$259,481 since Sep 2025
- 5 years
- Up $72,157 +39%
- $187,324$259,481 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13431$1,362
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 13431 rose 6.2% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Herkimer County, NY 88% · Oneida County, NY 12%
Zillow also publishes an index for the city itself: Poland, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 13431
Mid-tier homes, smoothed and seasonally adjusted.
- 13431$259,481
- Utica$231,322
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.7 | 13304 | Barneveld | 1,653 | — | $299,237 |
| 6.1 | 13416 | Newport | 2,369 | — | $224,901 |
| 6.4 | 13502 | Utica | 34,037 | $1,616 | $209,959 |
| 7.6 | 13435 | Prospect | 218 | — | $174,374 |
| 8.9 | 13406 | Middleville | 486 | — | $179,814 |
| 10.2 | 13403 | Marcy | 7,388 | — | $305,511 |
| 10.4 | 13324 | Cold Brook | 1,729 | — | $181,704 |
| 10.7 | 13354 | Holland Patent | 3,554 | — | $286,625 |
| 10.8 | 13438 | Remsen | 3,065 | — | $240,738 |
| 10.9 | 13350 | Herkimer | 9,522 | — | $163,495 |
| 11.1 | 13340 | Frankfort | 7,404 | — | $220,487 |
| 11.2 | 13469 | Stittville | 855 | — | $251,620 |
| 11.5 | 13501 | Utica | 38,931 | $1,289 | $211,287 |
| 12.1 | 13495 | Yorkville | 1,841 | — | $205,033 |
| 13.2 | 13417 | New York Mills | 3,880 | $1,400 | $232,269 |
| 13.7 | 13365 | Little Falls | 8,578 | — | $173,157 |
| 14.2 | 13492 | Whitesboro | 11,250 | $1,338 | $268,002 |
| 14.4 | 13413 | New Hartford | 16,742 | $1,750 | $311,073 |
| 14.9 | 13424 | Oriskany | 2,306 | — | $259,385 |
| 15.7 | 13319 | Chadwicks | 344 | — | $195,984 |
| 16.3 | 13454 | Salisbury Center | 735 | — | $182,378 |
| 16.4 | 13357 | Ilion | 10,167 | — | $157,192 |
| 16.9 | 13486 | Westernville | 646 | — | $218,711 |
| 16.9 | 13456 | Sauquoit | 3,848 | — | $293,643 |
| 17.0 | 13321 | Clark Mills | 678 | $1,400 | $209,107 |
| 17.8 | 13322 | Clayville | 1,172 | — | $240,894 |
| 17.9 | 13407 | Mohawk | 5,042 | — | $175,940 |
| 19.1 | 13490 | Westmoreland | 1,031 | — | $255,241 |
| 19.2 | 13323 | Clinton | 11,078 | — | $306,873 |
| 19.3 | 13440 | Rome | 41,555 | $1,347 | $212,380 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.