13439
Richfield Springs, New York.
Richfield Springs, Herkimer County, NY · Utica-Rome, NY metro · population 3,681
to buy the typical home at today's mortgage rate — +$657 (+124%) since Jan 2020.
- 1 year
- Up $11,643 +5%
- $214,213$225,856 since Sep 2025
- 5 years
- Up $52,693 +30%
- $173,163$225,856 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13439$1,185
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 13439 rose 5.4% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Otsego County, NY 61% · Herkimer County, NY 39%
Zillow also publishes an index for the city itself: Richfield Springs, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 13439
Mid-tier homes, smoothed and seasonally adjusted.
- 13439$225,856
- Utica$231,322
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.7 | 13468 | Springfield Center | 256 | — | $234,059 |
| 7.2 | 13337 | Fly Creek | 607 | — | $330,367 |
| 7.4 | 13361 | Jordanville | 725 | — | $223,768 |
| 8.3 | 13407 | Mohawk | 5,042 | — | $175,940 |
| 9.0 | 13357 | Ilion | 10,167 | — | $157,192 |
| 9.1 | 13491 | West Winfield | 3,431 | — | $215,408 |
| 10.5 | 13315 | Burlington Flats | 1,237 | — | $205,471 |
| 10.5 | 13326 | Cooperstown | 4,586 | $2,200 | $410,964 |
| 11.1 | 13348 | Hartwick | 1,409 | — | $248,706 |
| 13.0 | 13322 | Clayville | 1,172 | — | $240,894 |
| 13.6 | 13313 | Bridgewater | 586 | — | $176,202 |
| 14.0 | 13320 | Cherry Valley | 1,971 | — | $204,672 |
| 14.1 | 13450 | Roseboom | 143 | — | $195,554 |
| 14.1 | 13318 | Cassville | 896 | — | $256,291 |
| 14.4 | 13350 | Herkimer | 9,522 | — | $163,495 |
| 14.6 | 13340 | Frankfort | 7,404 | — | $220,487 |
| 16.3 | 13314 | Brookfield | 118 | — | $160,905 |
| 16.4 | 13807 | Milford | 1,218 | — | $243,022 |
| 16.6 | 13335 | Edmeston | 1,511 | — | $197,380 |
| 16.7 | 13456 | Sauquoit | 3,848 | — | $293,643 |
| 16.9 | 13485 | West Edmeston | 1,779 | — | $204,254 |
| 17.8 | 13339 | Fort Plain | 6,010 | — | $178,592 |
| 17.8 | 13810 | Mount Vision | 1,090 | — | $212,580 |
| 18.1 | 13319 | Chadwicks | 344 | — | $195,984 |
| 18.4 | 13365 | Little Falls | 8,578 | — | $173,157 |
| 19.2 | 13480 | Waterville | 3,321 | — | $231,581 |
| 19.5 | 13501 | Utica | 38,931 | $1,289 | $211,287 |
| 19.8 | 13413 | New Hartford | 16,742 | $1,750 | $311,073 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.