Zip lookup · NY

13470
Stratford, New York.

Stratford, Fulton County, NY · Gloversville, NY metro · population 877

What it costs per month · 13470 $1,184/mo

to buy the typical home at today's mortgage rate — +$698 (+144%) since Jan 2020.

What the home itself did
1 year
Up $23,074 +11%
$202,432$225,505 since Sep 2025
5 years
Up $58,989 +35%
$166,516$225,505 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13470 $1,184 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13470$1,184
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 13470 rose 11.4% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Fulton County, NY 70% · Herkimer County, NY 30%

Zillow also publishes an index for the city itself: Stratford, NY — measured over the city limits, which is a different area from this zip.

Typical home value $225,505 as of Sep 2026
+11.4%year on year

Typical home value — 13470

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13470 $225,505 Gloversville $228,444 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13470$225,505
  • Gloversville$228,444
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.3 13454 Salisbury Center 735 — $182,378
6.0 12032 Caroga Lake 662 — $266,904
7.1 13329 Dolgeville 3,256 — $158,366
12.0 13365 Little Falls 8,578 — $173,157
12.1 13452 Saint Johnsville 4,792 — $160,854
13.6 13406 Middleville 486 — $179,814
14.6 13416 Newport 2,369 — $224,901
15.2 13324 Cold Brook 1,729 — $181,704
16.5 12078 Gloversville 22,589 $1,000 $183,143
17.8 12095 Johnstown 12,391 — $208,833
18.7 13339 Fort Plain 6,010 — $178,592
19.1 13350 Herkimer 9,522 — $163,495
19.7 13410 Nelliston 508 — $149,025

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.