13480
Waterville, New York.
Waterville, Oneida County, NY · Utica-Rome, NY metro · population 3,321
to buy the typical home at today's mortgage rate — +$705 (+138%) since Jan 2020.
- 1 year
- Up $16,303 +8%
- $215,278$231,581 since Sep 2025
- 5 years
- Up $63,058 +37%
- $168,523$231,581 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13480$1,216
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 13480 rose 7.6% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Oneida County, NY 91% · Madison County, NY 9%
Zillow also publishes an index for the city itself: Waterville, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 13480
Mid-tier homes, smoothed and seasonally adjusted.
- 13480$231,581
- Utica$231,322
- United States$366,157
Within 20 miles
Showing 30 of 42 zips in range — sorting picks from all 42.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.5 | 13318 | Cassville | 896 | — | $256,291 |
| 5.6 | 13313 | Bridgewater | 586 | — | $176,202 |
| 5.6 | 13328 | Deansboro | 1,311 | — | $275,309 |
| 6.7 | 13314 | Brookfield | 118 | — | $160,905 |
| 6.9 | 13425 | Oriskany Falls | 2,010 | — | $210,699 |
| 7.1 | 13402 | Madison | 1,133 | — | $221,389 |
| 7.8 | 13355 | Hubbardsville | 780 | — | $252,352 |
| 8.1 | 13456 | Sauquoit | 3,848 | — | $293,643 |
| 8.9 | 13323 | Clinton | 11,078 | — | $306,873 |
| 9.0 | 13322 | Clayville | 1,172 | — | $240,894 |
| 9.2 | 13485 | West Edmeston | 1,779 | — | $204,254 |
| 9.3 | 13319 | Chadwicks | 344 | — | $195,984 |
| 10.3 | 13491 | West Winfield | 3,431 | — | $215,408 |
| 10.4 | 13310 | Bouckville | 654 | — | $214,444 |
| 10.9 | 13413 | New Hartford | 16,742 | $1,750 | $311,073 |
| 11.1 | 13346 | Hamilton | 6,406 | — | $328,437 |
| 11.3 | 13477 | Vernon Center | 1,498 | — | $265,032 |
| 12.1 | 13321 | Clark Mills | 678 | $1,400 | $209,107 |
| 12.1 | 13409 | Munnsville | 2,144 | — | $216,283 |
| 13.4 | 13417 | New York Mills | 3,880 | $1,400 | $232,269 |
| 13.6 | 13501 | Utica | 38,931 | $1,289 | $211,287 |
| 13.6 | 13490 | Westmoreland | 1,031 | — | $255,241 |
| 14.0 | 13476 | Vernon | 2,572 | — | $256,244 |
| 14.1 | 13492 | Whitesboro | 11,250 | $1,338 | $268,002 |
| 14.3 | 13495 | Yorkville | 1,841 | — | $205,033 |
| 15.0 | 13357 | Ilion | 10,167 | — | $157,192 |
| 15.1 | 13332 | Earlville | 2,577 | — | $195,370 |
| 15.2 | 13408 | Morrisville | 3,391 | — | $244,111 |
| 15.7 | 13340 | Frankfort | 7,404 | — | $220,487 |
| 15.8 | 13334 | Eaton | 1,067 | — | $244,746 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.