Zip lookup · NY

13486
Westernville, New York.

Westernville, Oneida County, NY · Utica-Rome, NY metro · population 646

What it costs per month · 13486 $1,148/mo

to buy the typical home at today's mortgage rate — +$674 (+142%) since Jan 2020.

What the home itself did
1 year
Up $11,839 +6%
$206,871$218,711 since Sep 2025
5 years
Up $59,372 +37%
$159,339$218,711 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13486 $1,148 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13486$1,148
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 13486 rose 5.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Westernville, NY — measured over the city limits, which is a different area from this zip.

Typical home value $218,711 as of Sep 2026
+5.7%year on year

Typical home value — 13486

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 13486 $218,711 Utica $231,322 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 13486$218,711
  • Utica$231,322
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.4 13303 Ava 1,410 — $277,104
7.2 13354 Holland Patent 3,554 — $286,625
8.1 13309 Boonville 5,825 — $214,206
8.7 13363 Lee Center 1,981 — $254,784
9.3 13438 Remsen 3,065 — $240,738
9.7 13469 Stittville 855 — $251,620
10.2 13435 Prospect 218 — $174,374
11.3 13440 Rome 41,555 $1,347 $212,380
12.1 13489 West Leyden 576 — $209,889
12.2 13304 Barneveld 1,653 — $299,237
13.4 13403 Marcy 7,388 — $305,511
13.7 13471 Taberg 2,806 — $189,941
14.2 13424 Oriskany 2,306 — $259,385
15.6 13494 Woodgate 346 — $294,943
16.6 13492 Whitesboro 11,250 $1,338 $268,002
16.9 13431 Poland 1,847 — $259,481
17.3 13495 Yorkville 1,841 — $205,033
17.3 13502 Utica 34,037 $1,616 $209,959
17.4 13433 Port Leyden 1,686 — $154,133
17.9 13490 Westmoreland 1,031 — $255,241
17.9 13417 New York Mills 3,880 $1,400 $232,269
18.0 13308 Blossvale 3,862 — $231,338
18.6 13321 Clark Mills 678 $1,400 $209,107
18.6 13325 Constableville 918 — $179,231
18.7 13478 Verona 3,078 — $241,285
19.9 13368 Lyons Falls 1,129 — $165,979
19.9 13501 Utica 38,931 $1,289 $211,287

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.