Zip lookup · NY

13491
West Winfield, New York.

West Winfield, Herkimer County, NY · Utica-Rome, NY metro · population 3,431

What it costs per month · 13491 $1,131/mo

to buy the typical home at today's mortgage rate — +$672 (+146%) since Jan 2020.

What the home itself did
1 year
Up $15,268 +8%
$200,140$215,408 since Sep 2025
5 years
Up $65,907 +44%
$149,501$215,408 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13491 $1,131 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13491$1,131
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 13491 rose 7.6% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Otsego County, NY 52% · Herkimer County, NY 38% · Madison County, NY 10%

Zillow also publishes an index for the city itself: West Winfield, NY — measured over the city limits, which is a different area from this zip.

Typical home value $215,408 as of Sep 2026
+7.6%year on year

Typical home value — 13491

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 13491 $215,408 Utica $231,322 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 13491$215,408
  • Utica$231,322
  • United States$366,157

Within 20 miles

Showing 30 of 37 zips in range — sorting picks from all 37.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.7 13313 Bridgewater 586 — $176,202
6.1 13318 Cassville 896 — $256,291
7.4 13314 Brookfield 118 — $160,905
7.5 13322 Clayville 1,172 — $240,894
8.2 13315 Burlington Flats 1,237 — $205,471
8.7 13485 West Edmeston 1,779 — $204,254
9.0 13357 Ilion 10,167 — $157,192
9.1 13439 Richfield Springs 3,681 — $225,856
10.3 13480 Waterville 3,321 — $231,581
10.6 13456 Sauquoit 3,848 — $293,643
11.5 13335 Edmeston 1,511 — $197,380
12.3 13348 Hartwick 1,409 — $248,706
12.4 13319 Chadwicks 344 — $195,984
12.4 13337 Fly Creek 607 — $330,367
13.0 13355 Hubbardsville 780 — $252,352
13.4 13340 Frankfort 7,404 — $220,487
14.1 13407 Mohawk 5,042 — $175,940
14.6 13413 New Hartford 16,742 $1,750 $311,073
15.3 13328 Deansboro 1,311 — $275,309
15.5 13501 Utica 38,931 $1,289 $211,287
15.9 13468 Springfield Center 256 — $234,059
16.1 13361 Jordanville 725 — $223,768
16.3 13323 Clinton 11,078 — $306,873
16.8 13411 New Berlin 2,999 — $159,069
16.9 13326 Cooperstown 4,586 $2,200 $410,964
17.0 13402 Madison 1,133 — $221,389
17.0 13350 Herkimer 9,522 — $163,495
17.2 13425 Oriskany Falls 2,010 — $210,699
17.4 13810 Mount Vision 1,090 — $212,580
17.6 13417 New York Mills 3,880 $1,400 $232,269

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.