Zip lookup · NY

13776
Gilbertsville, New York.

Gilbertsville, Otsego County, NY · Oneonta, NY metro · population 380

What it costs per month · 13776 $1,040/mo

to buy the typical home at today's mortgage rate — +$534 (+105%) since Jan 2020.

What the home itself did
1 year
Up $9,713 +5%
$188,478$198,191 since Sep 2025
5 years
Up $32,311 +19%
$165,880$198,191 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13776 $1,040 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13776$1,040
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 13776 rose 5.2% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Gilbertsville, NY — measured over the city limits, which is a different area from this zip.

Typical home value $198,191 as of Sep 2026
+5.2%year on year

Typical home value — 13776

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13776 $198,191 Oneonta $220,097 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13776$198,191
  • Oneonta$220,097
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.9 13843 South New Berlin 2,038 — $181,249
5.2 13809 Mount Upton 1,410 — $156,967
5.6 13808 Morris 1,581 — $191,257
7.0 13825 Otego 2,903 — $228,164
8.1 13780 Guilford 968 — $168,322
9.2 13849 Unadilla 4,427 — $179,414
10.1 13861 West Oneonta 462 — $229,358
11.5 13815 Norwich 12,654 — $156,838
11.5 13796 Laurens 1,210 — $214,098
11.6 13411 New Berlin 2,999 — $159,069
13.2 13838 Sidney 4,251 — $146,912
13.3 13775 Franklin 1,752 — $257,943
13.6 13733 Bainbridge 5,076 — $175,431
15.0 13810 Mount Vision 1,090 — $212,580
15.1 13820 Oneonta 23,056 $2,107 $226,853
15.2 13830 Oxford 4,597 — $147,102
15.8 13839 Sidney Center 1,360 — $204,278
16.1 13460 Sherburne 4,182 — $189,848
16.2 13846 Treadwell 308 — $253,341
16.6 13335 Edmeston 1,511 — $197,380
18.3 13804 Masonville 244 — $198,169
19.3 13730 Afton 2,679 — $175,981

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.