Zip lookup · NY

13784
Harford, New York.

Harford, Cortland County, NY · Cortland, NY metro · population 382

What it costs per month · 13784 $934/mo

to buy the typical home at today's mortgage rate — +$446 (+91%) since Jan 2020.

What the home itself did
1 year
Up $20,053 +13%
$157,817$177,870 since Sep 2025
5 years
Up $28,793 +19%
$149,077$177,870 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13784 $934 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13784$934
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 13784 rose 12.7% over the past year — faster than the nation's +1.2%.

Typical home value $177,870 as of Sep 2026
+12.7%year on year

Typical home value — 13784

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13784 $177,870 Cortland $209,504 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13784$177,870
  • Cortland$209,504
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.6 13053 Dryden 4,794 — $296,459
4.0 13835 Richford 1,184 — $195,059
8.2 13803 Marathon 4,273 — $206,834
8.2 14817 Brooktondale 2,479 — $273,930
8.3 13736 Berkshire 1,936 — $195,281
8.3 13068 Freeville 4,592 — $297,240
10.6 13045 Cortland 28,361 $1,143 $210,299
11.6 13797 Lisle 2,119 — $197,905
13.4 13864 Willseyville 1,099 — $204,437
13.8 13073 Groton 6,054 — $243,509
13.8 13101 McGraw 2,358 — $181,070
14.3 13811 Newark Valley 4,127 — $203,935
14.3 14850 Ithaca 68,610 $2,038 $410,762
15.5 13802 Maine 729 — $218,343
15.9 13862 Whitney Point 3,440 — $203,134
16.0 13863 Willet 382 — $155,687
16.3 13743 Candor 3,077 — $201,418
17.0 13777 Glen Aubrey 656 — $225,342
17.0 13040 Cincinnatus 2,595 — $180,358
18.3 13092 Locke 2,689 — $236,701
19.1 14883 Spencer 4,184 — $225,735
19.2 13841 Smithville Flats 385 — $151,230
19.4 13077 Homer 6,405 — $233,592

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.