Zip lookup · NY

13786
Harpersfield, New York.

Harpersfield, Delaware County, NY · population 430

What it costs per month · 13786 $1,337/mo

to buy the typical home at today's mortgage rate — +$810 (+154%) since Jan 2020.

What the home itself did
1 year
Up $14,531 +6%
$240,138$254,669 since Sep 2025
5 years
Up $66,361 +35%
$188,308$254,669 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13786 $1,337 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13786$1,337
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 13786 rose 6.1% over the past year — faster than the nation's +1.2%.

Typical home value $254,669 as of Sep 2026
+6.1%year on year

Typical home value — 13786

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13786 $254,669 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13786$254,669
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 12093 Jefferson 1,276 — $261,924
5.0 13842 South Kortright 582 — $285,772
5.7 12167 Stamford 2,279 — $239,740
6.0 12036 Charlotteville 223 — $215,054
7.1 13788 Hobart 997 — $245,239
7.4 13739 Bloomville 833 — $265,040
7.6 13750 Davenport 896 — $205,931
10.0 12175 Summit 612 — $241,415
10.4 13757 East Meredith 1,130 — $288,314
11.1 12064 East Worcester 342 — $123,131
11.2 12197 Worcester 2,298 — $193,253
11.9 12155 Schenevus 1,685 — $187,462
12.2 12474 Roxbury 857 — $317,695
12.2 13740 Bovina Center 626 — $406,986
12.7 12116 Maryland 1,787 — $214,771
13.5 12149 Richmondville 2,038 — $243,964
13.8 12194 West Fulton 162 — $234,564
15.2 13753 Delhi 5,696 — $284,845
15.9 12421 Denver 261 — $356,915
16.1 12076 Gilboa 1,549 — $227,095
16.6 12071 Fultonham 283 — $217,590
17.0 12187 Warnerville 752 — $275,945
17.6 13820 Oneonta 23,056 $2,107 $226,853
17.7 12468 Prattsville 1,329 — $368,516
18.5 13450 Roseboom 143 — $195,554
18.8 13807 Milford 1,218 — $243,022
19.3 13846 Treadwell 308 — $253,341
19.6 12043 Cobleskill 8,287 — $263,563
19.7 12430 Fleischmanns 1,253 — $366,855

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.