Zip lookup ·
NY
13807
13807
Milford, New York.
Milford, Otsego County, NY · Oneonta, NY metro · population 1,218
What it costs per month · 13807
$1,276/mo
to buy the typical home at today's mortgage rate — +$723 (+131%) since Jan 2020.
What the home itself did
- 1 year
- Up $23,003 +10%
- $220,020$243,022 since Sep 2025
- 5 years
- Up $61,547 +34%
- $181,475$243,022 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13807$1,276
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 13807 rose 10.5% over the past year — faster than the nation's +1.2%.
Typical home value
$243,022
as of Sep 2026
+10.5%year on year
Typical home value — 13807
Mid-tier homes, smoothed and seasonally adjusted.
- 13807$243,022
- Oneonta$220,097
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.4 | 13810 | Mount Vision | 1,090 | — | $212,580 |
| 6.6 | 12116 | Maryland | 1,787 | — | $214,771 |
| 7.1 | 13348 | Hartwick | 1,409 | — | $248,706 |
| 8.2 | 13326 | Cooperstown | 4,586 | $2,200 | $410,964 |
| 8.5 | 12155 | Schenevus | 1,685 | — | $187,462 |
| 8.9 | 13796 | Laurens | 1,210 | — | $214,098 |
| 9.3 | 13337 | Fly Creek | 607 | — | $330,367 |
| 10.4 | 13820 | Oneonta | 23,056 | $2,107 | $226,853 |
| 10.6 | 13450 | Roseboom | 143 | — | $195,554 |
| 11.1 | 13861 | West Oneonta | 462 | — | $229,358 |
| 11.7 | 13315 | Burlington Flats | 1,237 | — | $205,471 |
| 12.2 | 13750 | Davenport | 896 | — | $205,931 |
| 13.2 | 12197 | Worcester | 2,298 | — | $193,253 |
| 14.6 | 13335 | Edmeston | 1,511 | — | $197,380 |
| 15.1 | 13808 | Morris | 1,581 | — | $191,257 |
| 15.1 | 13757 | East Meredith | 1,130 | — | $288,314 |
| 16.3 | 13825 | Otego | 2,903 | — | $228,164 |
| 16.3 | 12036 | Charlotteville | 223 | — | $215,054 |
| 16.4 | 13320 | Cherry Valley | 1,971 | — | $204,672 |
| 16.4 | 13439 | Richfield Springs | 3,681 | — | $225,856 |
| 16.5 | 13411 | New Berlin | 2,999 | — | $159,069 |
| 16.7 | 12064 | East Worcester | 342 | — | $123,131 |
| 17.0 | 13468 | Springfield Center | 256 | — | $234,059 |
| 18.1 | 13846 | Treadwell | 308 | — | $253,341 |
| 18.8 | 13786 | Harpersfield | 430 | — | $254,669 |
| 19.3 | 13491 | West Winfield | 3,431 | — | $215,408 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.