13809
Mount Upton, New York.
Mount Upton, Otsego County, NY · Oneonta, NY metro · population 1,410
to buy the typical home at today's mortgage rate — +$417 (+102%) since Jan 2020.
- 1 year
- Up $8,533 +6%
- $148,434$156,967 since Sep 2025
- 5 years
- Up $24,259 +18%
- $132,708$156,967 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13809$824
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in zip 13809 rose 5.7% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Otsego County, NY 53% · Chenango County, NY 47%
Zillow also publishes an index for the city itself: Mount Upton, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 13809
Mid-tier homes, smoothed and seasonally adjusted.
- 13809$156,967
- Oneonta$220,097
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.7 | 13780 | Guilford | 968 | — | $168,322 |
| 5.2 | 13776 | Gilbertsville | 380 | — | $198,191 |
| 6.3 | 13849 | Unadilla | 4,427 | — | $179,414 |
| 8.5 | 13733 | Bainbridge | 5,076 | — | $175,431 |
| 8.6 | 13838 | Sidney | 4,251 | — | $146,912 |
| 8.8 | 13843 | South New Berlin | 2,038 | — | $181,249 |
| 10.0 | 13825 | Otego | 2,903 | — | $228,164 |
| 10.7 | 13808 | Morris | 1,581 | — | $191,257 |
| 12.0 | 13815 | Norwich | 12,654 | — | $156,838 |
| 12.3 | 13830 | Oxford | 4,597 | — | $147,102 |
| 12.9 | 13839 | Sidney Center | 1,360 | — | $204,278 |
| 13.4 | 13775 | Franklin | 1,752 | — | $257,943 |
| 13.9 | 13804 | Masonville | 244 | — | $198,169 |
| 14.1 | 13730 | Afton | 2,679 | — | $175,981 |
| 14.4 | 13861 | West Oneonta | 462 | — | $229,358 |
| 16.3 | 13796 | Laurens | 1,210 | — | $214,098 |
| 16.3 | 13411 | New Berlin | 2,999 | — | $159,069 |
| 17.5 | 13846 | Treadwell | 308 | — | $253,341 |
| 18.3 | 13813 | Nineveh | 997 | — | $191,451 |
| 18.5 | 13820 | Oneonta | 23,056 | $2,107 | $226,853 |
| 19.3 | 13778 | Greene | 5,351 | — | $204,452 |
| 19.4 | 13460 | Sherburne | 4,182 | — | $189,848 |
| 19.7 | 13787 | Harpursville | 2,432 | — | $193,754 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.