Zip lookup · NY

13812
Nichols, New York.

Nichols, Tioga County, NY · Binghamton, NY metro · population 2,574

What it costs per month · 13812 $948/mo

to buy the typical home at today's mortgage rate — +$519 (+121%) since Jan 2020.

What the home itself did
1 year
Up $12,471 +7%
$168,128$180,599 since Sep 2025
5 years
Up $42,206 +30%
$138,393$180,599 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13812 $948 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13812$948
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 13812 rose 7.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Nichols, NY — measured over the city limits, which is a different area from this zip.

Typical home value $180,599 as of Sep 2026
+7.4%year on year

Typical home value — 13812

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 13812 $180,599 Binghamton $203,310 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 13812$180,599
  • Binghamton$203,310
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.3 13734 Barton 2,269 — $204,435
7.7 13827 Owego 11,832 — $211,169
8.3 18837 Rome 2,936 — $220,712
9.0 14892 Waverly 7,703 — $170,539
9.6 13732 Apalachin 7,385 — $240,223
9.8 18840 Sayre 10,968 $1,097 $189,186
9.9 18810 Athens 5,774 — $187,324
11.0 18851 Warren Center 615 — $260,367
11.4 14859 Lockwood 979 — $189,106
13.0 13743 Candor 3,077 — $201,418
13.7 18850 Ulster 2,070 — $221,550
13.8 14825 Chemung 751 — $173,241
15.7 13760 Endicott 42,896 $1,224 $213,772
15.9 14883 Spencer 4,184 — $225,735
16.1 18831 Milan 1,081 — $223,390
16.2 18829 Le Raysville 754 — $231,642
16.2 18854 Wysox 1,595 — $188,840
16.7 13811 Newark Valley 4,127 — $203,935
16.9 13850 Vestal 23,689 $2,186 $260,696
17.3 14889 Van Etten 1,357 — $187,255
17.7 14861 Lowman 1,260 — $175,211
18.1 13864 Willseyville 1,099 — $204,437
18.7 18845 Stevensville 489 — $228,813
19.4 14838 Erin 1,889 — $203,942
19.8 18848 Towanda 8,199 — $196,417

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.