13820
Oneonta, New York.
Oneonta, Otsego County, NY · Oneonta, NY metro · population 23,056
to buy the typical home at today's mortgage rate — +$642 (+117%) since Jan 2020.
- 1 year
- Up $13,193 +6%
- $213,660$226,853 since Sep 2025
- 5 years
- Up $58,692 +35%
- $168,161$226,853 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13820$1,191
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 13820 rose 6.2% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Otsego County, NY 70% · Delaware County, NY 30%
Zillow also publishes an index for the city itself: Oneonta, NY — measured over the city limits, which is a different area from this zip.
Asking rent — 13820
Against the Oneonta, NY metro and the national benchmark.
- 13820$2,107
- Oneonta$1,931
- United States$1,932
Typical home value — 13820
Mid-tier homes, smoothed and seasonally adjusted.
- 13820$226,853
- Oneonta$220,097
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.7 | 13861 | West Oneonta | 462 | — | $229,358 |
| 7.4 | 13796 | Laurens | 1,210 | — | $214,098 |
| 7.8 | 13846 | Treadwell | 308 | — | $253,341 |
| 7.9 | 12116 | Maryland | 1,787 | — | $214,771 |
| 8.5 | 13825 | Otego | 2,903 | — | $228,164 |
| 8.6 | 13757 | East Meredith | 1,130 | — | $288,314 |
| 10.2 | 13750 | Davenport | 896 | — | $205,931 |
| 10.3 | 13810 | Mount Vision | 1,090 | — | $212,580 |
| 10.4 | 13807 | Milford | 1,218 | — | $243,022 |
| 10.8 | 13775 | Franklin | 1,752 | — | $257,943 |
| 11.7 | 13808 | Morris | 1,581 | — | $191,257 |
| 12.7 | 13753 | Delhi | 5,696 | — | $284,845 |
| 13.8 | 12155 | Schenevus | 1,685 | — | $187,462 |
| 14.7 | 13739 | Bloomville | 833 | — | $265,040 |
| 15.1 | 13776 | Gilbertsville | 380 | — | $198,191 |
| 15.9 | 13348 | Hartwick | 1,409 | — | $248,706 |
| 16.8 | 13849 | Unadilla | 4,427 | — | $179,414 |
| 17.3 | 13842 | South Kortright | 582 | — | $285,772 |
| 17.6 | 13786 | Harpersfield | 430 | — | $254,669 |
| 17.7 | 13843 | South New Berlin | 2,038 | — | $181,249 |
| 17.9 | 13411 | New Berlin | 2,999 | — | $159,069 |
| 18.4 | 13326 | Cooperstown | 4,586 | $2,200 | $410,964 |
| 18.5 | 13809 | Mount Upton | 1,410 | — | $156,967 |
| 18.5 | 12197 | Worcester | 2,298 | — | $193,253 |
| 18.6 | 12036 | Charlotteville | 223 | — | $215,054 |
| 19.1 | 13335 | Edmeston | 1,511 | — | $197,380 |
| 19.1 | 13839 | Sidney Center | 1,360 | — | $204,278 |
| 19.4 | 13315 | Burlington Flats | 1,237 | — | $205,471 |
| 19.5 | 13337 | Fly Creek | 607 | — | $330,367 |
| 19.7 | 13450 | Roseboom | 143 | — | $195,554 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.