13825
Otego, New York.
Otego, Otsego County, NY · Oneonta, NY metro · population 2,903
to buy the typical home at today's mortgage rate — +$681 (+132%) since Jan 2020.
- 1 year
- Up $13,937 +7%
- $214,227$228,164 since Sep 2025
- 5 years
- Up $61,920 +37%
- $166,243$228,164 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 13825$1,198
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 13825 rose 6.5% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Otsego County, NY 98% · Delaware County, NY 2%
Zillow also publishes an index for the city itself: Otego, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 13825
Mid-tier homes, smoothed and seasonally adjusted.
- 13825$228,164
- Oneonta$220,097
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.2 | 13861 | West Oneonta | 462 | — | $229,358 |
| 6.5 | 13808 | Morris | 1,581 | — | $191,257 |
| 7.0 | 13776 | Gilbertsville | 380 | — | $198,191 |
| 7.8 | 13775 | Franklin | 1,752 | — | $257,943 |
| 8.2 | 13796 | Laurens | 1,210 | — | $214,098 |
| 8.5 | 13820 | Oneonta | 23,056 | $2,107 | $226,853 |
| 9.3 | 13849 | Unadilla | 4,427 | — | $179,414 |
| 9.4 | 13846 | Treadwell | 308 | — | $253,341 |
| 10.0 | 13809 | Mount Upton | 1,410 | — | $156,967 |
| 10.9 | 13843 | South New Berlin | 2,038 | — | $181,249 |
| 12.5 | 13810 | Mount Vision | 1,090 | — | $212,580 |
| 13.8 | 13839 | Sidney Center | 1,360 | — | $204,278 |
| 14.3 | 13780 | Guilford | 968 | — | $168,322 |
| 14.5 | 13411 | New Berlin | 2,999 | — | $159,069 |
| 14.8 | 13838 | Sidney | 4,251 | — | $146,912 |
| 15.9 | 13757 | East Meredith | 1,130 | — | $288,314 |
| 16.1 | 12116 | Maryland | 1,787 | — | $214,771 |
| 16.3 | 13807 | Milford | 1,218 | — | $243,022 |
| 16.9 | 13753 | Delhi | 5,696 | — | $284,845 |
| 17.1 | 13733 | Bainbridge | 5,076 | — | $175,431 |
| 18.0 | 13335 | Edmeston | 1,511 | — | $197,380 |
| 18.4 | 13815 | Norwich | 12,654 | — | $156,838 |
| 18.6 | 13804 | Masonville | 244 | — | $198,169 |
| 18.6 | 13750 | Davenport | 896 | — | $205,931 |
| 19.2 | 13856 | Walton | 5,881 | — | $208,596 |
| 19.2 | 13348 | Hartwick | 1,409 | — | $248,706 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.