Zip lookup · NY

13841
Smithville Flats, New York.

Smithville Flats, Chenango County, NY · Cortland, NY metro · population 385

What it costs per month · 13841 $794/mo

to buy the typical home at today's mortgage rate — +$406 (+105%) since Jan 2020.

What the home itself did
1 year
Up $3,758 +3%
$147,472$151,230 since Sep 2025
5 years
Up $28,210 +23%
$123,020$151,230 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13841 $794 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13841$794
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 13841 rose 2.5% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Chenango County, NY 80% · Cortland County, NY 15% · Broome County, NY 4%

Typical home value $151,230 as of Sep 2026
+2.5%year on year

Typical home value — 13841

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 13841 $151,230 Cortland $209,504 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 13841$151,230
  • Cortland$209,504
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.7 13863 Willet 382 — $155,687
6.2 13778 Greene 5,351 — $204,452
6.9 13801 McDonough 1,545 — $152,064
7.2 13862 Whitney Point 3,440 — $203,134
10.1 13746 Chenango Forks 2,535 — $203,127
11.0 13830 Oxford 4,597 — $147,102
11.1 13040 Cincinnatus 2,595 — $180,358
11.5 13803 Marathon 4,273 — $206,834
11.9 13797 Lisle 2,119 — $197,905
12.4 13744 Castle Creek 1,125 — $210,205
13.0 13777 Glen Aubrey 656 — $225,342
13.1 13136 Pitcher 406 — $120,228
15.2 13802 Maine 729 — $218,343
15.4 13833 Port Crane 4,190 — $207,322
15.8 13844 South Plymouth 555 — $161,919
16.1 13901 Binghamton 19,613 $1,335 $206,306
16.8 13835 Richford 1,184 — $195,059
17.0 13905 Binghamton 27,988 $2,008 $190,997
17.0 13787 Harpursville 2,432 — $193,754
17.3 13101 McGraw 2,358 — $181,070
17.3 13155 South Otselic 669 — $121,499
18.2 13815 Norwich 12,654 — $156,838
18.4 13780 Guilford 968 — $168,322
18.7 13790 Johnson City 18,739 $1,338 $169,456
18.9 13832 Plymouth 448 — $162,653
19.2 13736 Berkshire 1,936 — $195,281
19.2 13784 Harford 382 — $177,870
19.6 13904 Binghamton 9,221 — $164,358
20.0 13733 Bainbridge 5,076 — $175,431

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.