Zip lookup · NY

13843
Gilbertsville, New York.

Gilbertsville, Otsego County, NY · Oneonta, NY metro · population 2,038

What it costs per month · 13843 $951/mo

to buy the typical home at today's mortgage rate — +$517 (+119%) since Jan 2020.

What the home itself did
1 year
Up $10,259 +6%
$170,990$181,249 since Sep 2025
5 years
Up $37,670 +26%
$143,580$181,249 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13843 $951 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13843$951
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 13843 rose 6.0% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Otsego County, NY 50% · Chenango County, NY 50%

Zillow also publishes an index for the city itself: Gilbertsville, NY — measured over the city limits, which is a different area from this zip.

Typical home value $181,249 as of Sep 2026
+6.0%year on year

Typical home value — 13843

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 13843 $181,249 Oneonta $220,097 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 13843$181,249
  • Oneonta$220,097
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.9 13776 Gilbertsville 380 — $198,191
6.1 13808 Morris 1,581 — $191,257
7.8 13411 New Berlin 2,999 — $159,069
8.1 13815 Norwich 12,654 — $156,838
8.8 13809 Mount Upton 1,410 — $156,967
9.3 13780 Guilford 968 — $168,322
10.9 13825 Otego 2,903 — $228,164
11.1 13460 Sherburne 4,182 — $189,848
12.1 13861 West Oneonta 462 — $229,358
12.2 13796 Laurens 1,210 — $214,098
13.2 13335 Edmeston 1,511 — $197,380
14.0 13849 Unadilla 4,427 — $179,414
14.5 13810 Mount Vision 1,090 — $212,580
14.5 13830 Oxford 4,597 — $147,102
16.2 13464 Smyrna 1,207 — $146,782
16.4 13844 South Plymouth 555 — $161,919
16.7 13832 Plymouth 448 — $162,653
16.8 13733 Bainbridge 5,076 — $175,431
17.3 13838 Sidney 4,251 — $146,912
17.7 13485 West Edmeston 1,779 — $204,254
17.7 13820 Oneonta 23,056 $2,107 $226,853
18.0 13775 Franklin 1,752 — $257,943
18.5 13332 Earlville 2,577 — $195,370
18.8 13315 Burlington Flats 1,237 — $205,471
19.2 13355 Hubbardsville 780 — $252,352
19.6 13348 Hartwick 1,409 — $248,706

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.