Zip lookup · NY

14845
Horseheads, New York.

Horseheads, Chemung County, NY · Elmira, NY metro · population 20,327

What it costs per month · 14845 $1,199/mo

to buy the typical home at today's mortgage rate — +$631 (+111%) since Jan 2020.

What the home itself did
1 year
Up $15,684 +7%
$212,724$228,407 since Sep 2025
5 years
Up $50,709 +29%
$177,698$228,407 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 14845 $1,199 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 14845$1,199
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 14845 rose 7.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Horseheads, NY — measured over the city limits, which is a different area from this zip.

Asking rent $1,205 as of Sep 2026
Typical home value $228,407 as of Sep 2026
+7.4%year on year

Asking rent — 14845

Against the Elmira, NY metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2026 14845 $1,205 Elmira $1,143 United States $1,932
$1,200 $1,400 $1,600 $1,800 2026
  • 14845$1,205
  • Elmira$1,143
  • United States$1,932

Typical home value — 14845

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 14845 $228,407 Elmira $166,607 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 14845$228,407
  • Elmira$166,607
  • United States$366,157

Within 20 miles

Showing 30 of 34 zips in range — sorting picks from all 34.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.1 14872 Pine Valley 589 — $176,847
5.2 14816 Breesport 534 — $187,636
5.4 14864 Millport 1,197 — $175,875
5.9 14903 Elmira 7,078 — $167,544
6.9 14814 Big Flats 2,152 — $268,304
7.9 14824 Cayuta 687 — $173,597
8.0 14905 Elmira 8,751 $1,136 $185,261
8.6 14838 Erin 1,889 — $203,942
9.2 14904 Elmira 14,861 $1,194 $108,815
10.1 14901 Elmira 13,970 $1,152 $114,970
10.3 14865 Montour Falls 2,421 — $209,098
10.3 14812 Beaver Dams 2,954 — $174,571
10.7 14861 Lowman 1,260 — $175,211
11.2 14830 Corning 19,015 $1,213 $183,269
11.6 14869 Odessa 982 — $201,254
12.0 14805 Alpine 801 — $224,163
12.0 14871 Pine City 4,207 — $206,249
12.7 14894 Wellsburg 1,244 — $167,427
12.9 14889 Van Etten 1,357 — $187,255
13.5 14891 Watkins Glen 4,561 — $240,287
14.8 14867 Newfield 5,149 — $263,026
14.9 14825 Chemung 751 — $173,241
15.5 14870 Painted Post 9,795 $1,392 $211,866
16.0 14859 Lockwood 979 — $189,106
17.1 14818 Burdett 1,878 — $302,810
17.4 16925 Gillett 3,268 — $184,957
17.8 14815 Bradford 678 — $277,696
18.0 14878 Rock Stream 602 — $298,800
18.2 14883 Spencer 4,184 — $225,735
18.9 14892 Waverly 7,703 — $170,539

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.