Zip lookup · NY

14850
Ithaca, New York.

Ithaca, Tompkins County, NY · Ithaca, NY metro · population 68,610

What it costs per month · 14850 $2,156/mo

to buy the typical home at today's mortgage rate — +$1,150 (+114%) since Jan 2020.

What the home itself did
1 year
Up $8,139 +2%
$402,624$410,762 since Sep 2025
5 years
Up $93,524 +29%
$317,238$410,762 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 14850 $2,156 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 14850$2,156
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 14850 rose 2.0% over the past year — faster than the nation's +1.2%.

Asking rents in zip 14850 rose 4.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 14850 runs $1,324/mo more than renting one. The gap peaked at $1,393 in Oct 2023.

That is $3,362 a month against $2,038 rent: a $2,156 mortgage payment, plus $767 property tax and $440 insurance & upkeep.

Owning vs renting — zip 14850

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2021 2022 2023 2024 2025 2026 Owning all in $3,362 Renting $2,038 Mortgage only $2,156
$1,000 $2,000 $3,000 2022 2024 2026
  • Owning all in$3,362
  • Renting$2,038
  • Mortgage only$2,156

Property tax · $767/mo 2.24% of value a year — the ACS 2020-2024 median bill over the median home value for Tompkins County, NY

Insurance & upkeep · $440/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Ithaca, NY — measured over the city limits, which is a different area from this zip.

Asking rent $2,038 as of Sep 2026
+4.4%year on year
Typical home value $410,762 as of Sep 2026
+2.0%year on year

Asking rent — 14850

Against the Ithaca, NY metro and the national benchmark.

$1,500 $1,750 $2,000 2021 2022 2023 2024 2025 2026 14850 $2,038 Ithaca $1,987 United States $1,932
$1,500 $1,750 $2,000 2022 2024 2026
  • 14850$2,038
  • Ithaca$1,987
  • United States$1,932

Typical home value — 14850

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 14850 $410,762 Ithaca $350,378 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 14850$410,762
  • Ithaca$350,378
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.6 14867 Newfield 5,149 — $263,026
8.6 13068 Freeville 4,592 — $297,240
9.2 14817 Brooktondale 2,479 — $273,930
10.8 14882 Lansing 4,191 — $359,598
10.8 14886 Trumansburg 6,652 — $337,991
11.2 13864 Willseyville 1,099 — $204,437
11.7 13073 Groton 6,054 — $243,509
12.3 13053 Dryden 4,794 — $296,459
12.7 14805 Alpine 801 — $224,163
13.3 14883 Spencer 4,184 — $225,735
14.3 13784 Harford 382 — $177,870
14.6 14869 Odessa 982 — $201,254
15.5 14889 Van Etten 1,357 — $187,255
15.6 14824 Cayuta 687 — $173,597
15.6 13092 Locke 2,689 — $236,701
16.3 14818 Burdett 1,878 — $302,810
17.0 13071 Genoa 796 — $224,885
17.0 13743 Candor 3,077 — $201,418
17.0 14847 Interlaken 2,300 — $250,826
17.1 13835 Richford 1,184 — $195,059
17.5 13736 Berkshire 1,936 — $195,281
17.9 13081 King Ferry 1,122 — $335,319
17.9 14865 Montour Falls 2,421 — $209,098
18.7 14841 Hector 698 — $358,132
18.8 14838 Erin 1,889 — $203,942
19.0 13045 Cortland 28,361 $1,143 $210,299

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.