14883
Spencer, New York.
Spencer, Tioga County, NY · Binghamton, NY metro · population 4,184
to buy the typical home at today's mortgage rate — +$696 (+143%) since Jan 2020.
- 1 year
- Up $20,351 +10%
- $205,385$225,735 since Sep 2025
- 5 years
- Up $61,421 +37%
- $164,314$225,735 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 14883$1,185
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 14883 rose 9.9% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Tioga County, NY 70% · Tompkins County, NY 30%
Zillow also publishes an index for the city itself: Spencer, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 14883
Mid-tier homes, smoothed and seasonally adjusted.
- 14883$225,735
- Binghamton$203,310
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.4 | 14889 | Van Etten | 1,357 | — | $187,255 |
| 5.8 | 13864 | Willseyville | 1,099 | — | $204,437 |
| 7.5 | 13743 | Candor | 3,077 | — | $201,418 |
| 8.8 | 14859 | Lockwood | 979 | — | $189,106 |
| 9.8 | 14867 | Newfield | 5,149 | — | $263,026 |
| 10.1 | 14838 | Erin | 1,889 | — | $203,942 |
| 11.0 | 14817 | Brooktondale | 2,479 | — | $273,930 |
| 11.8 | 14824 | Cayuta | 687 | — | $173,597 |
| 11.9 | 13734 | Barton | 2,269 | — | $204,435 |
| 13.1 | 14816 | Breesport | 534 | — | $187,636 |
| 13.3 | 14850 | Ithaca | 68,610 | $2,038 | $410,762 |
| 13.5 | 14892 | Waverly | 7,703 | — | $170,539 |
| 14.6 | 14825 | Chemung | 751 | — | $173,241 |
| 14.8 | 13827 | Owego | 11,832 | — | $211,169 |
| 14.8 | 14861 | Lowman | 1,260 | — | $175,211 |
| 14.8 | 14805 | Alpine | 801 | — | $224,163 |
| 15.7 | 13736 | Berkshire | 1,936 | — | $195,281 |
| 15.7 | 13811 | Newark Valley | 4,127 | — | $203,935 |
| 15.9 | 13812 | Nichols | 2,574 | — | $180,599 |
| 17.0 | 14869 | Odessa | 982 | — | $201,254 |
| 17.6 | 14901 | Elmira | 13,970 | $1,152 | $114,970 |
| 18.2 | 14845 | Horseheads | 20,327 | $1,205 | $228,407 |
| 18.6 | 18840 | Sayre | 10,968 | $1,097 | $189,186 |
| 18.6 | 14864 | Millport | 1,197 | — | $175,875 |
| 19.0 | 13835 | Richford | 1,184 | — | $195,059 |
| 19.0 | 13068 | Freeville | 4,592 | — | $297,240 |
| 19.1 | 13784 | Harford | 382 | — | $177,870 |
| 19.4 | 14865 | Montour Falls | 2,421 | — | $209,098 |
| 19.6 | 14872 | Pine Valley | 589 | — | $176,847 |
| 19.6 | 13053 | Dryden | 4,794 | — | $296,459 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.